Great Southern Bancorp, Inc. (GSBC) vs Orrstown Financial Services, Inc. (ORRF)
A side-by-side comparison of Great Southern Bancorp, Inc. and Orrstown Financial Services, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — GSBC vs ORRF
growth of $100 · dividends reinvested · last 10yGSBC vs ORRF: by the numbers
- •GSBC is the larger company ($868M vs $815M market cap).
- •ORRF trades at the lower trailing earnings multiple (8.98 vs 13.27 P/E), one valuation lens rather than an overall verdict.
- •ORRF converts more revenue to profit (24.06% vs 21.14% net margin).
- •ORRF grew revenue faster over the past five years (23.41% vs 5.29% CAGR).
- •ORRF pays the higher dividend yield (2.82% vs 2.16%).
Metrics side by side
Valuation
| Metric | GSBC | ORRF |
|---|---|---|
| P/E ratio | 13.27 | 8.98 |
| Forward P/E | 13.66 | 9.61 |
| PEG ratio | 1.66 | 0.76 |
| P/S ratio | 2.73 | 2.27 |
| P/B ratio | 1.35 | 1.31 |
Profitability
| Metric | GSBC | ORRF |
|---|---|---|
| Operating margin | 23.16% | 29.94% |
| Net margin | 21.14% | 24.06% |
| ROE | 10.49% | 13.89% |
Great Southern Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Orrstown Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | GSBC | ORRF |
|---|---|---|
| Dividend yield | 2.16% | 2.82% |
| Payout ratio | 28.67% | 25.32% |
Growth (annualized)
| Metric | GSBC | ORRF |
|---|---|---|
| Revenue CAGR (5Y) | 5.29% | 23.41% |
| EPS CAGR (5Y) | 8.10% | 11.71% |
| Total return CAGR (5Y) | 10.27% | 15.08% |
Frequently asked
- Which has the lower trailing P/E, GSBC or ORRF?
- ORRF has the lower trailing P/E: GSBC trades at 13.27 and ORRF at 8.98. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GSBC or ORRF?
- Over the past five years, ORRF grew revenue faster — GSBC at a 5.29% CAGR versus ORRF at 23.41%.
- Does GSBC or ORRF pay a bigger dividend?
- GSBC yields 2.16% and ORRF yields 2.82% based on trailing dividends and the latest price.
- Is GSBC or ORRF more profitable?
- ORRF runs the higher net margin — GSBC at 21.14% versus ORRF at 24.06%.
- How have GSBC and ORRF total returns compared?
- Over the past 10 years, GSBC delivered 9.86% and ORRF delivered 10.96% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Great Southern Bancorp & Orrstown Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.