Gen Digital Inc. (GEN) vs Toast, Inc. (TOST)

A side-by-side comparison of Gen Digital Inc. and Toast, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 31, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnGEN vs TOST

growth of $100 · dividends reinvested · last 5y
GEN +32.7% (+5.8%/yr)TOST -43.8% (-10.9%/yr)GEN compounded faster over this window
50100Start $10020222023202420252026$133$56
GEN TOST

GEN vs TOST: by the numbers

  • TOST is the larger company ($19.77B vs $18.56B market cap).
  • GEN trades at the lower trailing earnings multiple (18.03 vs 45.06 P/E), one valuation lens rather than an overall verdict.
  • GEN converts more revenue to profit (20.73% vs 7.14% net margin).
  • TOST grew revenue faster over the past five years (41.80% vs 14.11% CAGR).
  • GEN pays a dividend (1.61% yield), while TOST has no payments in the available dividend history.

Metrics side by side

Valuation

MetricGENTOST
P/E ratio18.0345.06
Forward P/E12.1725.38
P/S ratio3.683.05
P/B ratio7.0410.14
EV / EBITDA10.0040.50
FCF yield8.28%2.78%

Profitability

MetricGENTOST
Gross margin78.01%26.68%
Operating margin42.09%6.39%
Net margin20.73%7.14%
ROE39.65%23.77%
ROIC11.20%20.94%

Dividends

MetricGENTOST
Dividend yield1.61%N/A
Payout ratio31.45%N/A

Growth (annualized)

MetricGENTOST
Revenue CAGR (5Y)14.11%41.80%
EPS CAGR (5Y)11.08%N/A
FCF CAGR (5Y)14.44%119.83%
Total return CAGR (5Y)5.13%N/A

Frequently asked

Which has the lower trailing P/E, GEN or TOST?
GEN has the lower trailing P/E: GEN trades at 18.03 and TOST at 45.06. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GEN or TOST?
Over the past five years, TOST grew revenue faster — GEN at a 14.11% CAGR versus TOST at 41.80%.
Does GEN or TOST pay a bigger dividend?
GEN pays a dividend (1.61% yield), while TOST has no payments in the available dividend history.
Is GEN or TOST more profitable?
GEN runs the higher net margin — GEN at 20.73% versus TOST at 7.14%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 31, 2026.