Primis Financial Corp (FRST) vs Norwood Financial Corp. (NWFL)

A side-by-side comparison of Primis Financial Corp and Norwood Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FRST vs NWFL

growth of $100 · dividends reinvested · last 10y
FRST +60.6% (+4.9%/yr)NWFL +155.4% (+9.8%/yr)NWFL compounded faster over this window
100150200250Start $10020182020202220242026$161$255
FRST NWFL

FRST vs NWFL: by the numbers

  • •FRST is the larger company ($387M vs $371M market cap).
  • •FRST trades at the lower trailing earnings multiple (7.19 vs 10.85 P/E), one valuation lens rather than an overall verdict.
  • •NWFL converts more revenue to profit (19.97% vs 16.99% net margin).
  • •FRST grew revenue faster over the past five years (19.91% vs 12.98% CAGR).
  • •NWFL pays the higher dividend yield (3.74% vs 2.58%).

Metrics side by side

Valuation

MetricFRSTNWFL
P/E ratio7.1910.85
Forward P/E11.189.80
PEG ratio0.341.41
P/S ratio1.242.57
P/B ratio0.891.28

Profitability

MetricFRSTNWFL
Operating margin21.59%25.49%
Net margin16.99%19.97%
ROE12.24%9.96%

Primis Financial Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Norwood Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFRSTNWFL
Dividend yield2.58%3.74%
Payout ratio18.52%40.45%

Growth (annualized)

MetricFRSTNWFL
Revenue CAGR (5Y)19.91%12.98%
EPS CAGR (5Y)21.00%7.71%
Total return CAGR (5Y)4.57%10.27%

Frequently asked

Which has the lower trailing P/E, FRST or NWFL?
FRST has the lower trailing P/E: FRST trades at 7.19 and NWFL at 10.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FRST or NWFL?
Over the past five years, FRST grew revenue faster — FRST at a 19.91% CAGR versus NWFL at 12.98%.
Does FRST or NWFL pay a bigger dividend?
FRST yields 2.58% and NWFL yields 3.74% based on trailing dividends and the latest price.
Is FRST or NWFL more profitable?
NWFL runs the higher net margin — FRST at 16.99% versus NWFL at 19.97%.
How have FRST and NWFL total returns compared?
Over the past 10 years, FRST delivered 4.70% and NWFL delivered 9.63% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.