First Merchants Corporation (FRME) vs Oxford Lane Capital Corp. (OXLCM)

A side-by-side comparison of First Merchants Corporation and Oxford Lane Capital Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FRME vs OXLCM

growth of $100 · dividends reinvested · last 9y
FRME +34.4% (+3.3%/yr)OXLCM +68.9% (+6.0%/yr)OXLCM compounded faster over this window
50100150Start $1002019202120232025$134$169
FRME OXLCM

FRME vs OXLCM: by the numbers

  • •FRME is the larger company ($2.50B vs $2.44B market cap).
  • •FRME is profitable (17.08% net margin) while OXLCM runs a net loss (-149.35%).
  • •OXLCM grew revenue faster over the past five years (25.20% vs 14.59% CAGR).
  • •OXLCM pays the higher dividend yield (4.40% vs 3.67%).

Metrics side by side

Valuation

MetricFRMEOXLCM
P/E ratio12.71N/A
Forward P/E12.246.41
PEG ratio1.76N/A
P/S ratio2.29N/A
P/B ratio0.932.37

Profitability

MetricFRMEOXLCM
Gross marginN/A68.25%
Operating margin18.95%-135.44%
Net margin17.08%-149.35%
ROE6.89%-56.75%

First Merchants Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFRMEOXLCM
Dividend yield3.67%4.40%
Payout ratio46.65%N/A

Growth (annualized)

MetricFRMEOXLCM
Revenue CAGR (5Y)14.59%25.20%
EPS CAGR (5Y)7.24%N/A
Total return CAGR (5Y)2.27%4.42%

Frequently asked

Which has grown faster, FRME or OXLCM?
Over the past five years, OXLCM grew revenue faster — FRME at a 14.59% CAGR versus OXLCM at 25.20%.
Does FRME or OXLCM pay a bigger dividend?
FRME yields 3.67% and OXLCM yields 4.40% based on trailing dividends and the latest price.
Is FRME or OXLCM more profitable?
FRME runs the higher net margin — FRME at 17.08% versus OXLCM at -149.35%.
How have FRME and OXLCM total returns compared?
Over the past 5 years, FRME delivered 2.27% and OXLCM delivered 4.42% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.