Which has the lower trailing P/E, FMAO or HBCP?

HBCP has the lower trailing P/E: FMAO trades at 12.14 and HBCP at 11.24. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FMAO or HBCP?

Over the past five years, FMAO grew revenue faster — FMAO at a 17.50% CAGR versus HBCP at 11.68%.

Does FMAO or HBCP pay a bigger dividend?

FMAO yields 2.59% and HBCP yields 1.86% based on trailing dividends and the latest price.

Is FMAO or HBCP more profitable?

HBCP runs the higher net margin — FMAO at 20.53% versus HBCP at 22.22%.

How have FMAO and HBCP total returns compared?

Over the past 10 years, FMAO delivered 11.24% and HBCP delivered 11.85% annualized total return. Past performance doesn't predict future results.

Farmers & Merchants Bancorp, Inc. (FMAO) vs Home Bancorp, Inc. (HBCP)

A side-by-side comparison of Farmers & Merchants Bancorp, Inc. and Home Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FMAO

Farmers & Merchants Bancorp, Inc.

$487M

$35.34Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

HBCP

Home Bancorp, Inc.

$529M

$67.21Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FMAO vs HBCP

growth of $100 · dividends reinvested · last 10y

FMAO +196.5% (+11.5%/yr)HBCP +206.5% (+11.9%/yr)HBCP compounded faster over this window

FMAO HBCP

FMAO vs HBCP: by the numbers

•HBCP is the larger company ($529M vs $487M market cap).
•HBCP trades at the lower trailing earnings multiple (11.24 vs 12.14 P/E), one valuation lens rather than an overall verdict.
•HBCP converts more revenue to profit (22.22% vs 20.53% net margin).
•FMAO grew revenue faster over the past five years (17.50% vs 11.68% CAGR).
•FMAO pays the higher dividend yield (2.59% vs 1.86%).

Metrics side by side

Valuation

Metric	FMAO	HBCP
P/E ratio	12.14	11.24
Forward P/E	11.14	11.27
PEG ratio	N/A	0.72
P/S ratio	2.50	2.51
P/B ratio	1.26	1.17

Profitability

Metric	FMAO	HBCP
Operating margin	26.25%	28.04%
Net margin	20.53%	22.22%
ROE	10.40%	10.31%

Farmers & Merchants Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Home Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FMAO	HBCP
Dividend yield	2.59%	1.86%
Payout ratio	31.53%	20.90%

Growth (annualized)

Metric	FMAO	HBCP
Revenue CAGR (5Y)	17.50%	11.68%
EPS CAGR (5Y)	N/A	15.70%
Total return CAGR (5Y)	12.50%	14.13%

Frequently asked

Which has the lower trailing P/E, FMAO or HBCP?: HBCP has the lower trailing P/E: FMAO trades at 12.14 and HBCP at 11.24. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FMAO or HBCP?: Over the past five years, FMAO grew revenue faster — FMAO at a 17.50% CAGR versus HBCP at 11.68%.
Does FMAO or HBCP pay a bigger dividend?: FMAO yields 2.59% and HBCP yields 1.86% based on trailing dividends and the latest price.
Is FMAO or HBCP more profitable?: HBCP runs the higher net margin — FMAO at 20.53% versus HBCP at 22.22%.
How have FMAO and HBCP total returns compared?: Over the past 10 years, FMAO delivered 11.24% and HBCP delivered 11.85% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FMAO analysis Full HBCP analysis Interactive comparison tool

Dig into the metrics

Farmers & Merchants Bancorp P/E ratio Home Bancorp P/E ratio Farmers & Merchants Bancorp dividend yield Home Bancorp dividend yield Farmers & Merchants Bancorp ROE Home Bancorp ROE Farmers & Merchants Bancorp operating margin Home Bancorp operating margin Farmers & Merchants Bancorp revenue growth Home Bancorp revenue growth

Farmers & Merchants Bancorp & Home Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.