Five9, Inc. (FIVN) vs Payoneer Global Inc. (PAYO)

A side-by-side comparison of Five9, Inc. and Payoneer Global Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FIVN vs PAYO

growth of $100 · dividends reinvested · last 6y
FIVN -76.2% (-21.3%/yr)PAYO -26.1% (-4.9%/yr)PAYO compounded faster over this window
050100150Start $100202120222023202420252026$24$74
FIVN PAYO

FIVN vs PAYO: by the numbers

  • •FIVN is the larger company ($2.55B vs $2.42B market cap).
  • •FIVN trades at the lower trailing earnings multiple (48.32 vs 52.05 P/E), one valuation lens rather than an overall verdict.
  • •FIVN converts more revenue to profit (4.94% vs 4.65% net margin).
  • •PAYO grew revenue faster over the past five years (22.21% vs 18.21% CAGR).

Metrics side by side

Valuation

MetricFIVNPAYO
P/E ratio48.3252.05
Forward P/EN/A48.13
P/S ratio2.122.24
P/B ratio3.253.70
EV / EBITDA17.1711.36
FCF yield7.80%5.46%

Profitability

MetricFIVNPAYO
Gross margin54.70%78.00%
Operating margin4.86%10.56%
Net margin4.94%4.65%
ROE7.58%7.69%
ROIC3.26%7.59%

Growth (annualized)

MetricFIVNPAYO
Revenue CAGR (5Y)18.21%22.21%
FCF CAGR (5Y)43.89%308.60%
Total return CAGR (5Y)-25.94%-3.29%

Frequently asked

Which has the lower trailing P/E, FIVN or PAYO?
FIVN has the lower trailing P/E: FIVN trades at 48.32 and PAYO at 52.05. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FIVN or PAYO?
Over the past five years, PAYO grew revenue faster — FIVN at a 18.21% CAGR versus PAYO at 22.21%.
Is FIVN or PAYO more profitable?
FIVN runs the higher net margin — FIVN at 4.94% versus PAYO at 4.65%.
How have FIVN and PAYO total returns compared?
Over the past 5 years, FIVN delivered -25.94% and PAYO delivered -3.29% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.