Which has the lower trailing P/E, FICO or TYL?

FICO has the lower trailing P/E: FICO trades at 17.99 and TYL at 41.98. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FICO or TYL?

Over the past five years, TYL grew revenue faster — FICO at a 12.03% CAGR versus TYL at 13.89%.

Is FICO or TYL more profitable?

FICO runs the higher net margin — FICO at 34.05% versus TYL at 13.36%.

How have FICO and TYL total returns compared?

Over the past 10 years, FICO delivered 22.59% and TYL delivered 7.39% annualized total return. Past performance doesn't predict future results.

Fair Isaac Corporation (FICO) vs Tyler Technologies, Inc. (TYL)

A side-by-side comparison of Fair Isaac Corporation and Tyler Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

FICO

Fair Isaac Corporation

$13.45B

$622.90TechnologyDelayed quote: Sep 29, 2026, 12:10 PM EDT

TYL

Tyler Technologies, Inc.

$12.96B

$316.52TechnologyDelayed quote: Sep 29, 2026, 12:10 PM EDT

Total return — FICO vs TYL

growth of $100 · dividends reinvested · last 10y

FICO +620.4% (+21.8%/yr)TYL +100.4% (+7.2%/yr)FICO compounded faster over this window

FICO TYL

FICO vs TYL: by the numbers

•FICO is the larger company ($13.45B vs $12.96B market cap).
•FICO trades at the lower trailing earnings multiple (17.99 vs 41.98 P/E), one valuation lens rather than an overall verdict.
•FICO converts more revenue to profit (34.05% vs 13.36% net margin).
•TYL grew revenue faster over the past five years (13.89% vs 12.03% CAGR).

Metrics side by side

Valuation

Metric	FICO	TYL
P/E ratio	17.99	41.98
Forward P/E	14.51	24.20
P/S ratio	5.62	5.34
P/B ratio	N/A	4.27
EV / EBITDA	15.01	27.08
FCF yield	7.40%	5.51%

Profitability

Metric	FICO	TYL
Gross margin	85.10%	46.62%
Operating margin	51.65%	15.14%
Net margin	34.05%	13.36%
ROE	N/A	10.69%
ROIC	59.42%	6.13%

Growth (annualized)

Metric	FICO	TYL
Revenue CAGR (5Y)	12.03%	13.89%
EPS CAGR (5Y)	27.04%	8.49%
FCF CAGR (5Y)	16.63%	20.84%
Total return CAGR (5Y)	16.89%	-6.42%

Frequently asked

Which has the lower trailing P/E, FICO or TYL?: FICO has the lower trailing P/E: FICO trades at 17.99 and TYL at 41.98. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FICO or TYL?: Over the past five years, TYL grew revenue faster — FICO at a 12.03% CAGR versus TYL at 13.89%.
Is FICO or TYL more profitable?: FICO runs the higher net margin — FICO at 34.05% versus TYL at 13.36%.
How have FICO and TYL total returns compared?: Over the past 10 years, FICO delivered 22.59% and TYL delivered 7.39% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FICO analysis Full TYL analysis Interactive comparison tool

Dig into the metrics

Fair Isaac P/E ratio Tyler Technologies P/E ratio Fair Isaac ROE Tyler Technologies ROE Fair Isaac operating margin Tyler Technologies operating margin Fair Isaac revenue growth Tyler Technologies revenue growth Fair Isaac free cash flow Tyler Technologies free cash flow

Fair Isaac & Tyler Technologies appear in these rankings

Highest ROIC Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.