Which has grown faster, FICO or SNAP?

Over the past five years, SNAP grew revenue faster — FICO at a 12.03% CAGR versus SNAP at 13.71%.

Is FICO or SNAP more profitable?

FICO runs the higher net margin — FICO at 34.05% versus SNAP at -4.90%.

How have FICO and SNAP total returns compared?

Over the past 5 years, FICO delivered 16.31% and SNAP delivered -41.06% annualized total return. Past performance doesn't predict future results.

Fair Isaac Corporation (FICO) vs Snap Inc. (SNAP)

A side-by-side comparison of Fair Isaac Corporation and Snap Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Different business models: FICO is classified in Technology; SNAP is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

FICO

Fair Isaac Corporation

$21.28B

$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT

SNAP

Snap Inc.

$9.60B

$5.68Communication ServicesDelayed quote: Sep 11, 2026, 4:02 PM EDT

Total return — FICO vs SNAP

growth of $100 · dividends reinvested · last 10y

FICO +605.8% (+21.6%/yr)SNAP -78.3% (-14.2%/yr)FICO compounded faster over this window

Log scale — wide-divergence pair

FICO SNAP

FICO vs SNAP: by the numbers

•FICO is the larger company ($21.28B vs $9.60B market cap).
•FICO is profitable (34.05% net margin) while SNAP runs a net loss (-4.90%).
•SNAP grew revenue faster over the past five years (13.71% vs 12.03% CAGR).

Metrics side by side

Valuation

Metric	FICO	SNAP
P/E ratio	28.46	N/A
Forward P/E	22.95	N/A
P/S ratio	8.89	1.51
P/B ratio	N/A	4.98
EV / EBITDA	21.26	N/A
FCF yield	4.68%	7.35%

Profitability

Metric	FICO	SNAP
Gross margin	85.10%	57.31%
Operating margin	51.65%	-5.10%
Net margin	34.05%	-4.90%
ROE	N/A	-16.15%
ROIC	59.42%	-5.19%

Growth (annualized)

Metric	FICO	SNAP
Revenue CAGR (5Y)	12.03%	13.71%
EPS CAGR (5Y)	27.04%	N/A
FCF CAGR (5Y)	16.63%	N/A
Total return CAGR (5Y)	16.31%	-41.06%

Frequently asked

Which has grown faster, FICO or SNAP?: Over the past five years, SNAP grew revenue faster — FICO at a 12.03% CAGR versus SNAP at 13.71%.
Is FICO or SNAP more profitable?: FICO runs the higher net margin — FICO at 34.05% versus SNAP at -4.90%.
How have FICO and SNAP total returns compared?: Over the past 5 years, FICO delivered 16.31% and SNAP delivered -41.06% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FICO analysis Full SNAP analysis Interactive comparison tool

Dig into the metrics

Fair Isaac P/E ratio Fair Isaac ROE Snap ROE Fair Isaac operating margin Snap operating margin Fair Isaac revenue growth Snap revenue growth Fair Isaac free cash flow Snap free cash flow

Fair Isaac & Snap appear in these rankings

Highest ROIC Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.