Fair Isaac Corporation (FICO) vs Pinterest, Inc. (PINS)

A side-by-side comparison of Fair Isaac Corporation and Pinterest, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare
Different business models: FICO is classified in Technology; PINS is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnFICO vs PINS

growth of $100 · dividends reinvested · last 7y
FICO +238.5% (+19.0%/yr)PINS -25.1% (-4.0%/yr)FICO compounded faster over this window
0200400600800Start $100202120232025$338$75
FICO PINS

FICO vs PINS: by the numbers

  • FICO is the larger company ($21.28B vs $12.12B market cap).
  • FICO trades at the lower trailing earnings multiple (28.46 vs 56.03 P/E), one valuation lens rather than an overall verdict.
  • FICO converts more revenue to profit (34.05% vs 5.46% net margin).
  • PINS grew revenue faster over the past five years (15.19% vs 12.03% CAGR).

Metrics side by side

Valuation

MetricFICOPINS
P/E ratio28.4656.03
Forward P/E22.95N/A
P/S ratio8.892.66
P/B ratioN/A4.19
EV / EBITDA21.2641.07
FCF yield4.68%13.14%

Profitability

MetricFICOPINS
Gross margin85.10%79.47%
Operating margin51.65%5.96%
Net margin34.05%5.46%
ROEN/A8.60%
ROIC59.42%5.38%

Growth (annualized)

MetricFICOPINS
Revenue CAGR (5Y)12.03%15.19%
EPS CAGR (5Y)27.04%N/A
FCF CAGR (5Y)16.63%33.61%
Total return CAGR (5Y)16.31%-19.81%

Frequently asked

Which has the lower trailing P/E, FICO or PINS?
FICO has the lower trailing P/E: FICO trades at 28.46 and PINS at 56.03. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FICO or PINS?
Over the past five years, PINS grew revenue faster — FICO at a 12.03% CAGR versus PINS at 15.19%.
Is FICO or PINS more profitable?
FICO runs the higher net margin — FICO at 34.05% versus PINS at 5.46%.
How have FICO and PINS total returns compared?
Over the past 5 years, FICO delivered 16.31% and PINS delivered -19.81% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.