Fair Isaac Corporation (FICO) vs Oracle Corporation (ORCL)
A side-by-side comparison of Fair Isaac Corporation and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
FICO
Fair Isaac Corporation
$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
ORCL
Oracle Corporation
$150.15TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — FICO vs ORCL
growth of $100 · dividends reinvested · last 10yFICO +625.3% (+21.9%/yr)ORCL +356.8% (+16.4%/yr)FICO compounded faster over this window
FICO ORCL
FICO vs ORCL: by the numbers
- •ORCL is the larger company ($432.50B vs $21.28B market cap).
- •FICO converts more revenue to profit (34.05% vs 26.36% net margin).
- •ORCL pays a dividend (1.31% yield), while FICO is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | FICO | ORCL |
|---|---|---|
| P/E ratio | 28.46 | N/A |
| Forward P/E | 22.95 | 18.61 |
| P/S ratio | 8.89 | N/A |
| EV / EBITDA | 21.26 | N/A |
| FCF yield | 4.68% | N/A |
Profitability
| Metric | FICO | ORCL |
|---|---|---|
| Gross margin | 85.10% | 65.20% |
| Operating margin | 51.65% | 32.36% |
| Net margin | 34.05% | 26.36% |
| ROE | N/A | 28.16% |
| ROIC | 59.42% | 7.68% |
Dividends
| Metric | FICO | ORCL |
|---|---|---|
| Dividend yield | N/A | 1.31% |
Growth (annualized)
| Metric | FICO | ORCL |
|---|---|---|
| Revenue CAGR (5Y) | 12.03% | 11.94% |
| EPS CAGR (5Y) | 27.04% | 4.93% |
| FCF CAGR (5Y) | 16.63% | -13.18% |
| Total return CAGR (5Y) | 16.31% | 12.82% |
Frequently asked
- Does FICO or ORCL pay a bigger dividend?
- ORCL pays a dividend (1.31% yield), while FICO is a former payer with no current dividend run rate.
- Is FICO or ORCL more profitable?
- FICO runs the higher net margin — FICO at 34.05% versus ORCL at 26.36%.
- How have FICO and ORCL total returns compared?
- Over the past 10 years, FICO delivered 22.28% and ORCL delivered 16.08% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Fair Isaac P/E ratioOracle dividend yieldFair Isaac ROEOracle ROEFair Isaac operating marginOracle operating marginFair Isaac revenue growthOracle revenue growthFair Isaac free cash flowOracle free cash flow
Fair Isaac & Oracle appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.