Fair Isaac Corporation (FICO) vs Oracle Corporation (ORCL)

A side-by-side comparison of Fair Isaac Corporation and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnFICO vs ORCL

growth of $100 · dividends reinvested · last 10y
FICO +625.3% (+21.9%/yr)ORCL +356.8% (+16.4%/yr)FICO compounded faster over this window
05001k2kStart $10020182020202220242026$725$457
FICO ORCL

FICO vs ORCL: by the numbers

  • ORCL is the larger company ($432.50B vs $21.28B market cap).
  • FICO converts more revenue to profit (34.05% vs 26.36% net margin).
  • ORCL pays a dividend (1.31% yield), while FICO is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricFICOORCL
P/E ratio28.46N/A
Forward P/E22.9518.61
P/S ratio8.89N/A
EV / EBITDA21.26N/A
FCF yield4.68%N/A

Profitability

MetricFICOORCL
Gross margin85.10%65.20%
Operating margin51.65%32.36%
Net margin34.05%26.36%
ROEN/A28.16%
ROIC59.42%7.68%

Dividends

MetricFICOORCL
Dividend yieldN/A1.31%

Growth (annualized)

MetricFICOORCL
Revenue CAGR (5Y)12.03%11.94%
EPS CAGR (5Y)27.04%4.93%
FCF CAGR (5Y)16.63%-13.18%
Total return CAGR (5Y)16.31%12.82%

Frequently asked

Does FICO or ORCL pay a bigger dividend?
ORCL pays a dividend (1.31% yield), while FICO is a former payer with no current dividend run rate.
Is FICO or ORCL more profitable?
FICO runs the higher net margin — FICO at 34.05% versus ORCL at 26.36%.
How have FICO and ORCL total returns compared?
Over the past 10 years, FICO delivered 22.28% and ORCL delivered 16.08% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.