Which has the lower trailing P/E, FDSB or PFX?

PFX has the lower trailing P/E: FDSB trades at 55.20 and PFX at 18.76. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does FDSB or PFX pay a bigger dividend?

PFX pays a dividend (0.16% yield), while FDSB has no payments in the available dividend history.

Is FDSB or PFX more profitable?

PFX runs the higher net margin — FDSB at 6.97% versus PFX at 17.07%.

Fifth District Savings Bank (FDSB) vs PhenixFIN Corporation (PFX)

A side-by-side comparison of Fifth District Savings Bank and PhenixFIN Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FDSB

Fifth District Savings Bank

$92M

$17.47Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

PFX

PhenixFIN Corporation

$88M

$45.40Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FDSB vs PFX

growth of $100 · dividends reinvested · last 2y

FDSB +69.1% (+30.0%/yr)PFX -1.6% (-0.8%/yr)FDSB compounded faster over this window

FDSB PFX

FDSB vs PFX: by the numbers

•FDSB is the larger company ($92M vs $88M market cap).
•PFX trades at the lower trailing earnings multiple (18.76 vs 55.20 P/E), one valuation lens rather than an overall verdict.
•PFX converts more revenue to profit (17.07% vs 6.97% net margin).
•PFX pays a dividend (0.16% yield), while FDSB has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FDSB	PFX
P/E ratio	55.20	18.76
Forward P/E	N/A	18.04
P/S ratio	3.88	3.21
P/B ratio	0.71	0.00

Profitability

Metric	FDSB	PFX
Gross margin	N/A	57.29%
Operating margin	8.54%	16.39%
Net margin	6.97%	17.07%
ROE	1.28%	0.00%

Fifth District Savings Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FDSB	PFX
Dividend yield	N/A	0.16%
Payout ratio	N/A	3.03%

Growth (annualized)

Metric	FDSB	PFX
Revenue CAGR (5Y)	N/A	3.64%
Total return CAGR (5Y)	N/A	2.17%

Frequently asked

Which has the lower trailing P/E, FDSB or PFX?: PFX has the lower trailing P/E: FDSB trades at 55.20 and PFX at 18.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does FDSB or PFX pay a bigger dividend?: PFX pays a dividend (0.16% yield), while FDSB has no payments in the available dividend history.
Is FDSB or PFX more profitable?: PFX runs the higher net margin — FDSB at 6.97% versus PFX at 17.07%.

Go deeper

Full FDSB analysis Full PFX analysis Interactive comparison tool

Dig into the metrics

Fifth District Savings Bank P/E ratio PhenixFIN P/E ratio PhenixFIN dividend yield Fifth District Savings Bank ROE PhenixFIN ROE Fifth District Savings Bank operating margin PhenixFIN operating margin Fifth District Savings Bank revenue growth PhenixFIN revenue growth

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.