First Citizens BancShares, Inc. (FCNCP) vs KeyCorp (KEY)
A side-by-side comparison of First Citizens BancShares, Inc. and KeyCorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FCNCP vs KEY
growth of $100 · dividends reinvested · last 7yFCNCP vs KEY: by the numbers
- •FCNCP is the larger company ($22.29B vs $21.74B market cap).
- •FCNCP trades at the lower trailing earnings multiple (0.10 vs 11.71 P/E), one valuation lens rather than an overall verdict.
- •KEY converts more revenue to profit (19.37% vs 16.31% net margin).
- •FCNCP grew revenue faster over the past five years (49.49% vs 7.83% CAGR).
- •FCNCP pays the higher dividend yield (7.45% vs 4.06%).
Metrics side by side
Valuation
| Metric | FCNCP | KEY |
|---|---|---|
| P/E ratio | 0.10 | 11.71 |
| Forward P/E | N/A | 11.00 |
| PEG ratio | 0.00 | 3.20 |
| P/S ratio | 1.54 | 2.07 |
| P/B ratio | 1.11 | 1.26 |
Profitability
| Metric | FCNCP | KEY |
|---|---|---|
| Operating margin | 21.88% | 18.05% |
| Net margin | 16.31% | 19.37% |
| ROE | 10.75% | 10.25% |
First Citizens BancShares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
KeyCorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FCNCP | KEY |
|---|---|---|
| Dividend yield | 7.45% | 4.06% |
| Payout ratio | 0.72% | 47.67% |
Growth (annualized)
| Metric | FCNCP | KEY |
|---|---|---|
| Revenue CAGR (5Y) | 49.49% | 7.83% |
| EPS CAGR (5Y) | 28.40% | 3.63% |
| Total return CAGR (5Y) | -1.89% | 2.56% |
Frequently asked
- Which has the lower trailing P/E, FCNCP or KEY?
- FCNCP has the lower trailing P/E: FCNCP trades at 0.10 and KEY at 11.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FCNCP or KEY?
- Over the past five years, FCNCP grew revenue faster — FCNCP at a 49.49% CAGR versus KEY at 7.83%.
- Does FCNCP or KEY pay a bigger dividend?
- FCNCP yields 7.45% and KEY yields 4.06% based on trailing dividends and the latest price.
- Is FCNCP or KEY more profitable?
- KEY runs the higher net margin — FCNCP at 16.31% versus KEY at 19.37%.
- How have FCNCP and KEY total returns compared?
- Over the past 5 years, FCNCP delivered -1.89% and KEY delivered 2.56% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Citizens BancShares & KeyCorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.