Which has the lower trailing P/E, FCNCO or RF?

FCNCO has the lower trailing P/E: FCNCO trades at 0.10 and RF at 11.04. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FCNCO or RF?

Over the past five years, FCNCO grew revenue faster — FCNCO at a 49.49% CAGR versus RF at 7.34%.

Does FCNCO or RF pay a bigger dividend?

FCNCO yields 7.41% and RF yields 4.05% based on trailing dividends and the latest price.

Is FCNCO or RF more profitable?

RF runs the higher net margin — FCNCO at 16.31% versus RF at 23.33%.

How have FCNCO and RF total returns compared?

Over the past 5 years, FCNCO delivered -0.42% and RF delivered 8.79% annualized total return. Past performance doesn't predict future results.

First Citizens BancShares, Inc. (FCNCO) vs Regions Financial Corporation (RF)

A side-by-side comparison of First Citizens BancShares, Inc. and Regions Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCNCO

First Citizens BancShares, Inc.

$22.63B

$18.75Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Regions Financial Corporation

$23.08B

$27.05Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FCNCO vs RF

growth of $100 · dividends reinvested · last 7y

FCNCO +1.5% (+0.2%/yr)RF +113.3% (+11.4%/yr)RF compounded faster over this window

FCNCO RF

FCNCO vs RF: by the numbers

•RF is the larger company ($23.08B vs $22.63B market cap).
•FCNCO trades at the lower trailing earnings multiple (0.10 vs 11.04 P/E), one valuation lens rather than an overall verdict.
•RF converts more revenue to profit (23.33% vs 16.31% net margin).
•FCNCO grew revenue faster over the past five years (49.49% vs 7.34% CAGR).
•FCNCO pays the higher dividend yield (7.41% vs 4.05%).

Metrics side by side

Valuation

Metric	FCNCO	RF
P/E ratio	0.10	11.04
Forward P/E	N/A	10.24
PEG ratio	0.00	0.64
P/S ratio	1.57	2.41
P/B ratio	1.12	1.32

Profitability

Metric	FCNCO	RF
Operating margin	21.88%	29.77%
Net margin	16.31%	23.33%
ROE	10.75%	11.85%

First Citizens BancShares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Regions Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCNCO	RF
Dividend yield	7.41%	4.05%
Payout ratio	0.75%	44.69%

Growth (annualized)

Metric	FCNCO	RF
Revenue CAGR (5Y)	49.49%	7.34%
EPS CAGR (5Y)	28.40%	17.53%
Total return CAGR (5Y)	-0.42%	8.79%

Frequently asked

Which has the lower trailing P/E, FCNCO or RF?: FCNCO has the lower trailing P/E: FCNCO trades at 0.10 and RF at 11.04. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCNCO or RF?: Over the past five years, FCNCO grew revenue faster — FCNCO at a 49.49% CAGR versus RF at 7.34%.
Does FCNCO or RF pay a bigger dividend?: FCNCO yields 7.41% and RF yields 4.05% based on trailing dividends and the latest price.
Is FCNCO or RF more profitable?: RF runs the higher net margin — FCNCO at 16.31% versus RF at 23.33%.
How have FCNCO and RF total returns compared?: Over the past 5 years, FCNCO delivered -0.42% and RF delivered 8.79% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCNCO analysis Full RF analysis Interactive comparison tool

Dig into the metrics

First Citizens BancShares P/E ratio Regions Financial P/E ratio First Citizens BancShares dividend yield Regions Financial dividend yield First Citizens BancShares ROE Regions Financial ROE First Citizens BancShares operating margin Regions Financial operating margin First Citizens BancShares revenue growth Regions Financial revenue growth

First Citizens BancShares & Regions Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.