Which has the lower trailing P/E, FCNCO or PFG?

FCNCO has the lower trailing P/E: FCNCO trades at 0.10 and PFG at 15.60. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FCNCO or PFG?

Over the past five years, FCNCO grew revenue faster — FCNCO at a 49.49% CAGR versus PFG at 2.57%.

Does FCNCO or PFG pay a bigger dividend?

FCNCO yields 7.41% and PFG yields 2.93% based on trailing dividends and the latest price.

Is FCNCO or PFG more profitable?

FCNCO runs the higher net margin — FCNCO at 16.31% versus PFG at 9.86%.

How have FCNCO and PFG total returns compared?

Over the past 5 years, FCNCO delivered -0.42% and PFG delivered 14.71% annualized total return. Past performance doesn't predict future results.

First Citizens BancShares, Inc. (FCNCO) vs Principal Financial Group, Inc. (PFG)

A side-by-side comparison of First Citizens BancShares, Inc. and Principal Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCNCO

First Citizens BancShares, Inc.

$22.63B

$18.75Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

PFG

Principal Financial Group, Inc.

$23.49B

$109.70Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FCNCO vs PFG

growth of $100 · dividends reinvested · last 7y

FCNCO +1.5% (+0.2%/yr)PFG +161.9% (+14.7%/yr)PFG compounded faster over this window

FCNCO PFG

FCNCO vs PFG: by the numbers

•PFG is the larger company ($23.49B vs $22.63B market cap).
•FCNCO trades at the lower trailing earnings multiple (0.10 vs 15.60 P/E), one valuation lens rather than an overall verdict.
•FCNCO converts more revenue to profit (16.31% vs 9.86% net margin).
•FCNCO grew revenue faster over the past five years (49.49% vs 2.57% CAGR).
•FCNCO pays the higher dividend yield (7.41% vs 2.93%).

Metrics side by side

Valuation

Metric	FCNCO	PFG
P/E ratio	0.10	15.60
Forward P/E	N/A	11.42
PEG ratio	0.00	20.01
P/S ratio	1.57	1.50
P/B ratio	1.12	1.93

Profitability

Metric	FCNCO	PFG
Operating margin	21.88%	12.13%
Net margin	16.31%	9.86%
ROE	10.75%	12.74%

First Citizens BancShares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Principal Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCNCO	PFG
Dividend yield	7.41%	2.93%
Payout ratio	0.75%	46.23%

Growth (annualized)

Metric	FCNCO	PFG
Revenue CAGR (5Y)	49.49%	2.57%
EPS CAGR (5Y)	28.40%	0.93%
Total return CAGR (5Y)	-0.42%	14.71%

Frequently asked

Which has the lower trailing P/E, FCNCO or PFG?: FCNCO has the lower trailing P/E: FCNCO trades at 0.10 and PFG at 15.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCNCO or PFG?: Over the past five years, FCNCO grew revenue faster — FCNCO at a 49.49% CAGR versus PFG at 2.57%.
Does FCNCO or PFG pay a bigger dividend?: FCNCO yields 7.41% and PFG yields 2.93% based on trailing dividends and the latest price.
Is FCNCO or PFG more profitable?: FCNCO runs the higher net margin — FCNCO at 16.31% versus PFG at 9.86%.
How have FCNCO and PFG total returns compared?: Over the past 5 years, FCNCO delivered -0.42% and PFG delivered 14.71% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCNCO analysis Full PFG analysis Interactive comparison tool

Dig into the metrics

First Citizens BancShares P/E ratio Principal Financial P/E ratio First Citizens BancShares dividend yield Principal Financial dividend yield First Citizens BancShares ROE Principal Financial ROE First Citizens BancShares operating margin Principal Financial operating margin First Citizens BancShares revenue growth Principal Financial revenue growth

First Citizens BancShares & Principal Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.