First Citizens BancShares, Inc. (FCNCO) vs Loews Corporation (L)
A side-by-side comparison of First Citizens BancShares, Inc. and Loews Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FCNCO vs L
growth of $100 · dividends reinvested · last 7yFCNCO vs L: by the numbers
- •FCNCO is the larger company ($22.63B vs $21.91B market cap).
- •FCNCO converts more revenue to profit (16.31% vs 10.36% net margin).
- •FCNCO grew revenue faster over the past five years (49.49% vs 5.98% CAGR).
- •FCNCO pays the higher dividend yield (7.41% vs 0.24%).
Metrics side by side
Valuation
| Metric | FCNCO | L |
|---|---|---|
| P/E ratio | 0.10 | N/A |
| PEG ratio | 0.00 | N/A |
| P/S ratio | 1.57 | 1.18 |
| P/B ratio | 1.12 | 1.15 |
Profitability
| Metric | FCNCO | L |
|---|---|---|
| Operating margin | 21.88% | 16.58% |
| Net margin | 16.31% | 10.36% |
| ROE | 10.75% | 10.05% |
First Citizens BancShares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Loews Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FCNCO | L |
|---|---|---|
| Dividend yield | 7.41% | 0.24% |
| Payout ratio | 0.75% | N/A |
Growth (annualized)
| Metric | FCNCO | L |
|---|---|---|
| Revenue CAGR (5Y) | 49.49% | 5.98% |
| EPS CAGR (5Y) | 28.40% | N/A |
| Total return CAGR (5Y) | -0.42% | 13.81% |
Frequently asked
- Which has grown faster, FCNCO or L?
- Over the past five years, FCNCO grew revenue faster — FCNCO at a 49.49% CAGR versus L at 5.98%.
- Does FCNCO or L pay a bigger dividend?
- FCNCO yields 7.41% and L yields 0.24% based on trailing dividends and the latest price.
- Is FCNCO or L more profitable?
- FCNCO runs the higher net margin — FCNCO at 16.31% versus L at 10.36%.
- How have FCNCO and L total returns compared?
- Over the past 5 years, FCNCO delivered -0.42% and L delivered 13.81% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Citizens BancShares & Loews appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.