FirstCash Holdings, Inc (FCFS) vs Freedom Holding Corp. (FRHC)
A side-by-side comparison of FirstCash Holdings, Inc and Freedom Holding Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
FCFS
FirstCash Holdings, Inc
$211.11Financial ServicesDelayed quote: Oct 6, 2026, 10:40 AM EDT
FRHC
Freedom Holding Corp.
$175.34Financial ServicesDelayed quote: Oct 6, 2026, 10:40 AM EDT
Total return — FCFS vs FRHC
growth of $100 · dividends reinvested · last 9yFCFS +274.7% (+15.8%/yr)FRHC +8842.8% (+64.8%/yr)FRHC compounded faster over this window
Log scale — wide-divergence pair
FCFS FRHC
FCFS vs FRHC: by the numbers
- •FRHC is the larger company ($10.75B vs $9.16B market cap).
- •FCFS trades at the lower trailing earnings multiple (24.10 vs 69.30 P/E), one valuation lens rather than an overall verdict.
- •FCFS converts more revenue to profit (9.42% vs 6.62% net margin).
- •FRHC grew revenue faster over the past five years (42.42% vs 21.61% CAGR).
- •FCFS pays a dividend (0.79% yield), while FRHC is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | FCFS | FRHC |
|---|---|---|
| P/E ratio | 24.10 | 69.30 |
| Forward P/E | 18.68 | 27.88 |
| PEG ratio | 1.02 | N/A |
| P/S ratio | 2.22 | 4.60 |
| P/B ratio | 3.94 | 7.00 |
| EV / EBITDA | 9.98 | N/A |
| FCF yield | 6.51% | N/A |
Profitability
| Metric | FCFS | FRHC |
|---|---|---|
| Gross margin | 48.92% | 72.17% |
| Operating margin | 16.11% | 30.66% |
| Net margin | 9.42% | 6.62% |
| ROE | 16.72% | 10.07% |
| ROIC | 9.42% | N/A |
Dividends
| Metric | FCFS | FRHC |
|---|---|---|
| Dividend yield | 0.79% | N/A |
| Payout ratio | 19.18% | N/A |
Growth (annualized)
| Metric | FCFS | FRHC |
|---|---|---|
| Revenue CAGR (5Y) | 21.61% | 42.42% |
| EPS CAGR (5Y) | 23.63% | 0.00% |
| FCF CAGR (5Y) | 30.99% | N/A |
| Total return CAGR (5Y) | 21.13% | 22.47% |
Frequently asked
- Which has the lower trailing P/E, FCFS or FRHC?
- FCFS has the lower trailing P/E: FCFS trades at 24.10 and FRHC at 69.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FCFS or FRHC?
- Over the past five years, FRHC grew revenue faster — FCFS at a 21.61% CAGR versus FRHC at 42.42%.
- Does FCFS or FRHC pay a bigger dividend?
- FCFS pays a dividend (0.79% yield), while FRHC is a former payer with no current dividend run rate.
- Is FCFS or FRHC more profitable?
- FCFS runs the higher net margin — FCFS at 9.42% versus FRHC at 6.62%.
- How have FCFS and FRHC total returns compared?
- Over the past 5 years, FCFS delivered 21.13% and FRHC delivered 22.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
FirstCash P/E ratioFreedom P/E ratioFirstCash dividend yieldFirstCash ROEFreedom ROEFirstCash operating marginFreedom operating marginFirstCash revenue growthFreedom revenue growthFirstCash free cash flow
FirstCash & Freedom appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.