Which has the lower trailing P/E, FCAP or RILYL?

RILYL has the lower trailing P/E: FCAP trades at 11.68 and RILYL at 0.72. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FCAP or RILYL?

Over the past five years, FCAP grew revenue faster — FCAP at a 12.14% CAGR versus RILYL at 4.32%.

Does FCAP or RILYL pay a bigger dividend?

FCAP pays a dividend (1.96% yield), while RILYL is a former payer with no current dividend run rate.

Is FCAP or RILYL more profitable?

RILYL runs the higher net margin — FCAP at 26.79% versus RILYL at 31.34%.

How have FCAP and RILYL total returns compared?

Over the past 5 years, FCAP delivered 12.79% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

First Capital, Inc. (FCAP) vs BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)

A side-by-side comparison of First Capital, Inc. and BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCAP

First Capital, Inc.

$216M

$64.59Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

$BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock logo$

RILYL

BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock

$210M

$9.60Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — FCAP vs RILYL

growth of $100 · dividends reinvested · last 6y

FCAP +26.1% (+3.9%/yr)RILYL -38.5% (-7.8%/yr)FCAP compounded faster over this window

FCAP RILYL

FCAP vs RILYL: by the numbers

•FCAP is the larger company ($216M vs $210M market cap).
•RILYL trades at the lower trailing earnings multiple (0.72 vs 11.68 P/E), one valuation lens rather than an overall verdict.
•RILYL converts more revenue to profit (31.34% vs 26.79% net margin).
•FCAP grew revenue faster over the past five years (12.14% vs 4.32% CAGR).
•FCAP pays a dividend (1.96% yield), while RILYL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	FCAP	RILYL
P/E ratio	11.68	0.72
PEG ratio	1.15	0.14
P/S ratio	3.14	0.16
P/B ratio	1.52	1.48

Profitability

Metric	FCAP	RILYL
Gross margin	N/A	64.98%
Operating margin	33.03%	14.62%
Net margin	26.79%	31.34%
ROE	12.95%	289.61%

First Capital, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCAP	RILYL
Dividend yield	1.96%	N/A
Payout ratio	22.60%	N/A

Growth (annualized)

Metric	FCAP	RILYL
Revenue CAGR (5Y)	12.14%	4.32%
EPS CAGR (5Y)	10.05%	4.59%
Total return CAGR (5Y)	12.79%	-12.64%

Frequently asked

Which has the lower trailing P/E, FCAP or RILYL?: RILYL has the lower trailing P/E: FCAP trades at 11.68 and RILYL at 0.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCAP or RILYL?: Over the past five years, FCAP grew revenue faster — FCAP at a 12.14% CAGR versus RILYL at 4.32%.
Does FCAP or RILYL pay a bigger dividend?: FCAP pays a dividend (1.96% yield), while RILYL is a former payer with no current dividend run rate.
Is FCAP or RILYL more profitable?: RILYL runs the higher net margin — FCAP at 26.79% versus RILYL at 31.34%.
How have FCAP and RILYL total returns compared?: Over the past 5 years, FCAP delivered 12.79% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCAP analysis Full RILYL analysis Interactive comparison tool

Dig into the metrics

First Capital P/E ratio BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock P/E ratio First Capital dividend yield First Capital ROE BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock ROE First Capital operating margin BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock operating margin First Capital revenue growth BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock revenue growth

First Capital & BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock appear in these rankings

Highest ROE Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.