Ford Motor Company (F) vs Synchrony Financial (SYF)

SYF leads on 12 of 15 compared metrics.

A side-by-side comparison of Ford Motor Company and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — F vs SYF

growth of $100 · last 12y
F -11.7%SYF +219.0%SYF compounded faster
0100200300400Start $100201620182020202220242026$88$319
F SYF

F vs SYF: by the numbers

  • F is the larger company ($58.08B vs $24.68B market cap).
  • SYF is profitable (18.08% net margin) while F runs a net loss (-3.22%).
  • SYF grew revenue faster over the past five years (10.42% vs 8.03% CAGR).
  • F pays the higher dividend yield (4.04% vs 1.64%).

Which is better, F or SYF?

Metric tally: F 3 · SYF 12

It depends on what you're optimizing for:

GrowthSYF(faster 5Y revenue CAGR)
IncomeF(higher dividend yield)
QualitySYF(higher ROIC)

Valuation

MetricFSYF
P/E ratio7.59
Forward P/E8.107.90
P/S ratio0.321.27
P/B ratio1.611.54
PEG ratio1.02
EV / EBITDA274.954.30
FCF yield19.72%38.76%

Profitability

MetricFSYF
Gross margin9.18%61.08%
Operating margin1.84%22.85%
Net margin-3.22%18.08%
ROE-16.30%21.85%
ROIC0.75%9.36%

Dividends

MetricFSYF
Dividend yield4.04%1.64%
Payout ratio12.83%

Growth (annualized)

MetricFSYF
Revenue CAGR (5Y)8.03%10.42%
EPS CAGR (5Y)171.57%32.61%
FCF CAGR (5Y)-12.99%4.77%
Total return CAGR (5Y)4.23%10.68%

Frequently asked

Which is better, F or SYF?
It depends on your goal. growth: SYF (faster 5Y revenue CAGR); income: F (higher dividend yield); quality: SYF (higher ROIC). Across all compared metrics, SYF leads 12 to 3.
Which has grown faster, F or SYF?
Over the past five years, SYF grew revenue faster — F at a 8.03% CAGR versus SYF at 10.42%.
Does F or SYF pay a bigger dividend?
F yields 4.04% and SYF yields 1.64% based on trailing dividends and the latest price.
Is F or SYF more profitable?
SYF runs the higher net margin — F at -3.22% versus SYF at 18.08%.
Which has been the better investment, F or SYF?
Over the past 10-year, SYF delivered the higher annualized total return — F at 6.07% versus SYF at 11.66%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.