Which has grown faster, EXFY or OSS?

Over the past five years, EXFY grew revenue faster — EXFY at a 4.19% CAGR versus OSS at -15.85%.

Is EXFY or OSS more profitable?

OSS runs the higher net margin — EXFY at -11.31% versus OSS at 5.53%.

Expensify, Inc. (EXFY) vs One Stop Systems, Inc. (OSS)

A side-by-side comparison of Expensify, Inc. and One Stop Systems, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

EXFY

Expensify, Inc.

$223M

$2.32TechnologyDelayed quote: Oct 6, 2026, 11:05 AM EDT

OSS

One Stop Systems, Inc.

$208M

$8.42TechnologyDelayed quote: Oct 6, 2026, 11:05 AM EDT

Total return — EXFY vs OSS

growth of $100 · dividends reinvested · last 5y

EXFY -94.3% (-43.6%/yr)OSS +60.2% (+9.9%/yr)OSS compounded faster over this window

Log scale — wide-divergence pair

EXFY OSS

EXFY vs OSS: by the numbers

•EXFY is the larger company ($223M vs $208M market cap).
•OSS is profitable (5.53% net margin) while EXFY runs a net loss (-11.31%).
•EXFY grew revenue faster over the past five years (4.19% vs -15.85% CAGR).

Metrics side by side

Valuation

Metric	EXFY	OSS
P/E ratio	N/A	82.91
Forward P/E	19.29	N/A
P/S ratio	1.62	8.96
P/B ratio	1.66	5.40

Profitability

Metric	EXFY	OSS
Gross margin	48.67%	46.53%
Operating margin	-8.03%	-10.49%
Net margin	-11.31%	5.53%
ROE	-11.61%	3.33%
ROIC	-7.85%	-20.01%

Growth (annualized)

Metric	EXFY	OSS
Revenue CAGR (5Y)	4.19%	-15.85%
Total return CAGR (5Y)	N/A	10.71%

Frequently asked

Which has grown faster, EXFY or OSS?: Over the past five years, EXFY grew revenue faster — EXFY at a 4.19% CAGR versus OSS at -15.85%.
Is EXFY or OSS more profitable?: OSS runs the higher net margin — EXFY at -11.31% versus OSS at 5.53%.

Go deeper

Full EXFY analysis Full OSS analysis Interactive comparison tool

Dig into the metrics

One Stop Systems P/E ratio Expensify ROE One Stop Systems ROE Expensify operating margin One Stop Systems operating margin Expensify revenue growth One Stop Systems revenue growth Expensify free cash flow One Stop Systems free cash flow

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.