Erie Indemnity Company (ERIE) vs FirstCash Holdings, Inc (FCFS)
A side-by-side comparison of Erie Indemnity Company and FirstCash Holdings, Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
ERIE
Erie Indemnity Company
$222.24Financial ServicesDelayed quote: Oct 6, 2026, 12:25 PM EDT
FCFS
FirstCash Holdings, Inc
$211.24Financial ServicesDelayed quote: Oct 6, 2026, 12:25 PM EDT
Total return — ERIE vs FCFS
growth of $100 · dividends reinvested · last 10yERIE +175.1% (+10.7%/yr)FCFS +402.8% (+17.5%/yr)FCFS compounded faster over this window
ERIE FCFS
ERIE vs FCFS: by the numbers
- •ERIE is the larger company ($10.26B vs $9.16B market cap).
- •ERIE trades at the lower trailing earnings multiple (20.24 vs 24.11 P/E), one valuation lens rather than an overall verdict.
- •ERIE converts more revenue to profit (14.00% vs 9.42% net margin).
- •FCFS grew revenue faster over the past five years (21.61% vs 9.88% CAGR).
- •ERIE pays the higher dividend yield (2.64% vs 0.79%).
Metrics side by side
Valuation
| Metric | ERIE | FCFS |
|---|---|---|
| P/E ratio | 20.24 | 24.11 |
| Forward P/E | 17.50 | 18.69 |
| PEG ratio | 1.49 | 1.02 |
| P/S ratio | 2.49 | 2.22 |
| P/B ratio | 4.16 | 3.95 |
| EV / EBITDA | 12.62 | 9.98 |
| FCF yield | 5.39% | 6.51% |
Profitability
| Metric | ERIE | FCFS |
|---|---|---|
| Gross margin | 16.53% | 48.92% |
| Operating margin | 17.91% | 16.11% |
| Net margin | 14.00% | 9.42% |
| ROE | 23.39% | 16.72% |
| ROIC | 21.90% | 9.42% |
Dividends
| Metric | ERIE | FCFS |
|---|---|---|
| Dividend yield | 2.64% | 0.79% |
| Payout ratio | 53.28% | 19.18% |
Growth (annualized)
| Metric | ERIE | FCFS |
|---|---|---|
| Revenue CAGR (5Y) | 9.88% | 21.61% |
| EPS CAGR (5Y) | 13.78% | 23.63% |
| FCF CAGR (5Y) | 13.26% | 30.99% |
| Total return CAGR (5Y) | 5.62% | 21.13% |
Frequently asked
- Which has the lower trailing P/E, ERIE or FCFS?
- ERIE has the lower trailing P/E: ERIE trades at 20.24 and FCFS at 24.11. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ERIE or FCFS?
- Over the past five years, FCFS grew revenue faster — ERIE at a 9.88% CAGR versus FCFS at 21.61%.
- Does ERIE or FCFS pay a bigger dividend?
- ERIE yields 2.64% and FCFS yields 0.79% based on trailing dividends and the latest price.
- Is ERIE or FCFS more profitable?
- ERIE runs the higher net margin — ERIE at 14.00% versus FCFS at 9.42%.
- How have ERIE and FCFS total returns compared?
- Over the past 10 years, ERIE delivered 10.69% and FCFS delivered 17.56% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Erie Indemnity P/E ratioFirstCash P/E ratioErie Indemnity dividend yieldFirstCash dividend yieldErie Indemnity ROEFirstCash ROEErie Indemnity operating marginFirstCash operating marginErie Indemnity revenue growthFirstCash revenue growthErie Indemnity free cash flowFirstCash free cash flow
Erie Indemnity & FirstCash appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.