Enterprise Financial Services Corp (EFSC) vs WaFd, Inc. (WAFD)
A side-by-side comparison of Enterprise Financial Services Corp and WaFd, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EFSC vs WAFD
growth of $100 · dividends reinvested · last 10yEFSC vs WAFD: by the numbers
- •WAFD is the larger company ($2.21B vs $2.16B market cap).
- •WAFD trades at the lower trailing earnings multiple (9.15 vs 11.88 P/E), one valuation lens rather than an overall verdict.
- •EFSC converts more revenue to profit (19.26% vs 18.47% net margin).
- •EFSC grew revenue faster over the past five years (21.61% vs 16.67% CAGR).
- •WAFD pays the higher dividend yield (3.60% vs 2.24%).
Metrics side by side
Valuation
| Metric | EFSC | WAFD |
|---|---|---|
| P/E ratio | 11.88 | 9.15 |
| Forward P/E | 11.38 | 8.50 |
| PEG ratio | 0.85 | 2.97 |
| P/S ratio | 2.19 | 1.59 |
| P/B ratio | 1.10 | 0.81 |
Profitability
| Metric | EFSC | WAFD |
|---|---|---|
| Operating margin | 27.68% | 23.63% |
| Net margin | 19.26% | 18.47% |
| ROE | 9.33% | 8.49% |
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
WaFd, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EFSC | WAFD |
|---|---|---|
| Dividend yield | 2.24% | 3.60% |
| Payout ratio | 26.64% | 33.03% |
Growth (annualized)
| Metric | EFSC | WAFD |
|---|---|---|
| Revenue CAGR (5Y) | 21.61% | 16.67% |
| EPS CAGR (5Y) | 14.16% | 3.16% |
| Total return CAGR (5Y) | 7.27% | 0.20% |
Frequently asked
- Which has the lower trailing P/E, EFSC or WAFD?
- WAFD has the lower trailing P/E: EFSC trades at 11.88 and WAFD at 9.15. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EFSC or WAFD?
- Over the past five years, EFSC grew revenue faster — EFSC at a 21.61% CAGR versus WAFD at 16.67%.
- Does EFSC or WAFD pay a bigger dividend?
- EFSC yields 2.24% and WAFD yields 3.60% based on trailing dividends and the latest price.
- Is EFSC or WAFD more profitable?
- EFSC runs the higher net margin — EFSC at 19.26% versus WAFD at 18.47%.
- How have EFSC and WAFD total returns compared?
- Over the past 10 years, EFSC delivered 8.50% and WAFD delivered 4.22% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Enterprise Financial Services & WaFd appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.