Enterprise Financial Services Corp (EFSC) vs Stock Yards Bancorp, Inc. (SYBT)
A side-by-side comparison of Enterprise Financial Services Corp and Stock Yards Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EFSC vs SYBT
growth of $100 · dividends reinvested · last 10yEFSC vs SYBT: by the numbers
- •SYBT is the larger company ($2.27B vs $2.16B market cap).
- •EFSC trades at the lower trailing earnings multiple (11.88 vs 15.33 P/E), one valuation lens rather than an overall verdict.
- •SYBT converts more revenue to profit (26.72% vs 19.26% net margin).
- •EFSC pays the higher dividend yield (2.24% vs 1.67%).
Metrics side by side
Valuation
| Metric | EFSC | SYBT |
|---|---|---|
| P/E ratio | 11.88 | 15.33 |
| Forward P/E | 11.39 | 14.79 |
| PEG ratio | 0.85 | 1.19 |
| P/S ratio | 2.19 | 4.06 |
| P/B ratio | 1.10 | 1.91 |
Profitability
| Metric | EFSC | SYBT |
|---|---|---|
| Operating margin | 27.68% | 34.05% |
| Net margin | 19.26% | 26.72% |
| ROE | 9.33% | 12.56% |
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Stock Yards Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EFSC | SYBT |
|---|---|---|
| Dividend yield | 2.24% | 1.67% |
| Payout ratio | 26.64% | 25.70% |
Growth (annualized)
| Metric | EFSC | SYBT |
|---|---|---|
| Revenue CAGR (5Y) | 21.61% | 21.61% |
| EPS CAGR (5Y) | 14.16% | 12.82% |
| Total return CAGR (5Y) | 7.27% | 6.99% |
Frequently asked
- Which has the lower trailing P/E, EFSC or SYBT?
- EFSC has the lower trailing P/E: EFSC trades at 11.88 and SYBT at 15.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Does EFSC or SYBT pay a bigger dividend?
- EFSC yields 2.24% and SYBT yields 1.67% based on trailing dividends and the latest price.
- Is EFSC or SYBT more profitable?
- SYBT runs the higher net margin — EFSC at 19.26% versus SYBT at 26.72%.
- How have EFSC and SYBT total returns compared?
- Over the past 10 years, EFSC delivered 8.50% and SYBT delivered 11.22% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Enterprise Financial Services & Stock Yards Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.