Euronet Worldwide, Inc. (EEFT) vs nCino, Inc. (NCNO)

A side-by-side comparison of Euronet Worldwide, Inc. and nCino, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — EEFT vs NCNO

growth of $100 · dividends reinvested · last 6y
EEFT -31.6% (-6.1%/yr)NCNO -78.9% (-22.9%/yr)EEFT compounded faster over this window
50100150Start $100202120222023202420252026$68$21
EEFT NCNO

EEFT vs NCNO: by the numbers

  • •EEFT is the larger company ($2.42B vs $2.09B market cap).
  • •EEFT trades at the lower trailing earnings multiple (9.97 vs 63.73 P/E), one valuation lens rather than an overall verdict.
  • •EEFT converts more revenue to profit (6.59% vs 5.40% net margin).
  • •NCNO grew revenue faster over the past five years (21.02% vs 9.82% CAGR).

Metrics side by side

Valuation

MetricEEFTNCNO
P/E ratio9.9763.73
Forward P/E5.93N/A
P/S ratio0.553.37
P/B ratio1.972.25
EV / EBITDA3.1126.13
FCF yield3.92%6.31%

Profitability

MetricEEFTNCNO
Gross margin33.76%61.51%
Operating margin11.55%8.07%
Net margin6.59%5.40%
ROE23.45%3.61%
ROIC7.57%3.87%

Growth (annualized)

MetricEEFTNCNO
Revenue CAGR (5Y)9.82%21.02%
FCF CAGR (5Y)21.39%N/A
Total return CAGR (5Y)-13.46%-22.82%

Frequently asked

Which has the lower trailing P/E, EEFT or NCNO?
EEFT has the lower trailing P/E: EEFT trades at 9.97 and NCNO at 63.73. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EEFT or NCNO?
Over the past five years, NCNO grew revenue faster — EEFT at a 9.82% CAGR versus NCNO at 21.02%.
Is EEFT or NCNO more profitable?
EEFT runs the higher net margin — EEFT at 6.59% versus NCNO at 5.40%.
How have EEFT and NCNO total returns compared?
Over the past 5 years, EEFT delivered -13.46% and NCNO delivered -22.82% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.