Discover Financial Services (DFS) vs MetLife, Inc. (MET)
DFS leads on 11 of 16 compared metrics.
A side-by-side comparison of Discover Financial Services and MetLife, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
DFS
Discover Financial Services
$200.05Financial Services
MET
MetLife, Inc.
$88.84Financial Services
Total return — DFS vs MET
growth of $100 · last 18yDFS +595.8%MET +36.8%DFS compounded faster
Log scale — wide-divergence pair
DFS MET
DFS vs MET: by the numbers
- •MET is the larger company ($57.16B vs $50.34B market cap).
- •DFS trades at the lower earnings multiple (10.67 vs 17.22 P/E).
- •DFS converts more revenue to profit (21.65% vs 4.70% net margin).
- •DFS grew revenue faster over the past five years (13.84% vs 3.40% CAGR).
- •MET pays the higher dividend yield (2.58% vs 1.40%).
Which is better, DFS or MET?
Metric tally: DFS 11 · MET 5It depends on what you're optimizing for:
ValueDFS(lower P/E)
GrowthDFS(faster 5Y revenue CAGR)
IncomeMET(higher dividend yield)
QualityDFS(higher ROIC)
Valuation
| Metric | DFS | MET |
|---|---|---|
| P/E ratio | 10.67● | 17.22 |
| Forward P/E | 12.59 | 8.96● |
| P/S ratio | 2.28 | 0.76● |
| P/B ratio | 2.66 | 2.13● |
| PEG ratio | 0.15 | — |
| EV / EBITDA | 6.75● | 9.50 |
| FCF yield | 16.78% | 28.41%● |
Profitability
| Metric | DFS | MET |
|---|---|---|
| Gross margin | 65.86%● | 28.40% |
| Operating margin | 34.55%● | 6.26% |
| Net margin | 21.65%● | 4.70% |
| ROE | 25.29%● | 13.24% |
| ROIC | 32.48%● | 0.72% |
Dividends
| Metric | DFS | MET |
|---|---|---|
| Dividend yield | 1.40% | 2.58%● |
| Payout ratio | 15.81% | 47.81% |
Growth (annualized)
| Metric | DFS | MET |
|---|---|---|
| Revenue CAGR (5Y) | 13.84%● | 3.40% |
| EPS CAGR (5Y) | 14.26%● | -3.45% |
| FCF CAGR (5Y) | 9.87%● | 8.18% |
| Total return CAGR (5Y) | 42.63%● | 10.03% |
Frequently asked
- Which is better, DFS or MET?
- It depends on your goal. value: DFS (lower P/E); growth: DFS (faster 5Y revenue CAGR); income: MET (higher dividend yield); quality: DFS (higher ROIC). Across all compared metrics, DFS leads 11 to 5.
- Is DFS or MET cheaper?
- On trailing earnings, DFS is cheaper: DFS trades at a 10.67 P/E and MET at 17.22.
- Which has grown faster, DFS or MET?
- Over the past five years, DFS grew revenue faster — DFS at a 13.84% CAGR versus MET at 3.40%.
- Does DFS or MET pay a bigger dividend?
- DFS yields 1.40% and MET yields 2.58% based on trailing dividends and the latest price.
- Is DFS or MET more profitable?
- DFS runs the higher net margin — DFS at 21.65% versus MET at 4.70%.
- Which has been the better investment, DFS or MET?
- Over the past 10-year, DFS delivered the higher annualized total return — DFS at 15.34% versus MET at 12.46%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Discover Financial Services P/E ratioMetLife P/E ratioDiscover Financial Services dividend yieldMetLife dividend yieldDiscover Financial Services ROEMetLife ROEDiscover Financial Services operating marginMetLife operating marginDiscover Financial Services revenue growthMetLife revenue growthDiscover Financial Services free cash flowMetLife free cash flow
Discover Financial Services & MetLife appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.