Dave Inc. (DAVE) vs Zscaler, Inc. (ZS)
A side-by-side comparison of Dave Inc. and Zscaler, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
DAVE
Dave Inc.
$320.70TechnologyDelayed quote: Sep 28, 2026, 4:00 PM EDT
ZS
Zscaler, Inc.
$199.39TechnologyDelayed quote: Sep 28, 2026, 4:00 PM EDT
Total return — DAVE vs ZS
growth of $100 · dividends reinvested · last 5yDAVE +20.0% (+3.7%/yr)ZS -12.6% (-2.7%/yr)DAVE compounded faster over this window
DAVE ZS
DAVE vs ZS: by the numbers
- •ZS is the larger company ($32.24B vs $4.31B market cap).
- •DAVE is profitable (34.59% net margin) while ZS runs a net loss (-1.88%).
- •ZS grew revenue faster over the past five years (37.87% vs 35.85% CAGR).
Metrics side by side
Valuation
| Metric | DAVE | ZS |
|---|---|---|
| P/E ratio | 20.80 | N/A |
| Forward P/E | 23.66 | 40.91 |
| P/S ratio | 6.70 | 9.62 |
| P/B ratio | 20.74 | 12.41 |
| EV / EBITDA | 19.01 | 564.66 |
| FCF yield | 7.50% | 2.43% |
Profitability
| Metric | DAVE | ZS |
|---|---|---|
| Gross margin | 83.29% | 76.80% |
| Operating margin | 34.52% | -3.98% |
| Net margin | 34.59% | -1.88% |
| ROE | 107.09% | -2.43% |
| ROIC | 42.50% | -2.72% |
Growth (annualized)
| Metric | DAVE | ZS |
|---|---|---|
| Revenue CAGR (5Y) | 35.85% | 37.87% |
| FCF CAGR (5Y) | N/A | 42.77% |
| Total return CAGR (5Y) | 1.83% | -9.93% |
Frequently asked
- Which has grown faster, DAVE or ZS?
- Over the past five years, ZS grew revenue faster — DAVE at a 35.85% CAGR versus ZS at 37.87%.
- Is DAVE or ZS more profitable?
- DAVE runs the higher net margin — DAVE at 34.59% versus ZS at -1.88%.
- How have DAVE and ZS total returns compared?
- Over the past 5 years, DAVE delivered 1.83% and ZS delivered -9.93% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Dave P/E ratioDave ROEZscaler ROEDave operating marginZscaler operating marginDave revenue growthZscaler revenue growthDave free cash flowZscaler free cash flow
Dave & Zscaler appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.