Which has the lower trailing P/E, DAVE or NOW?

DAVE has the lower trailing P/E: DAVE trades at 20.80 and NOW at 82.16. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DAVE or NOW?

Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus NOW at 23.29%.

Is DAVE or NOW more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus NOW at 11.34%.

How have DAVE and NOW total returns compared?

Over the past 5 years, DAVE delivered 1.83% and NOW delivered 0.45% annualized total return. Past performance doesn't predict future results.

Dave Inc. (DAVE) vs ServiceNow, Inc. (NOW)

A side-by-side comparison of Dave Inc. and ServiceNow, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

DAVE

Dave Inc.

$4.31B

$320.70TechnologyDelayed quote: Sep 28, 2026, 4:00 PM EDT

NOW

ServiceNow, Inc.

$135.90B

$131.45TechnologyDelayed quote: Sep 28, 2026, 4:00 PM EDT

Total return — DAVE vs NOW

growth of $100 · dividends reinvested · last 5y

DAVE +11.8% (+2.3%/yr)NOW +20.8% (+3.9%/yr)NOW compounded faster over this window

DAVE NOW

DAVE vs NOW: by the numbers

•NOW is the larger company ($135.90B vs $4.31B market cap).
•DAVE trades at the lower trailing earnings multiple (20.80 vs 82.16 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 11.34% net margin).
•DAVE grew revenue faster over the past five years (35.85% vs 23.29% CAGR).

Metrics side by side

Valuation

Metric	DAVE	NOW
P/E ratio	20.80	82.16
Forward P/E	23.66	32.29
P/S ratio	6.70	9.22
P/B ratio	20.74	10.86
EV / EBITDA	19.01	51.56
FCF yield	7.50%	3.37%

Profitability

Metric	DAVE	NOW
Gross margin	83.29%	74.77%
Operating margin	34.52%	11.40%
Net margin	34.59%	11.34%
ROE	107.09%	13.34%
ROIC	42.50%	5.54%

Growth (annualized)

Metric	DAVE	NOW
Revenue CAGR (5Y)	35.85%	23.29%
EPS CAGR (5Y)	N/A	69.74%
FCF CAGR (5Y)	N/A	24.63%
Total return CAGR (5Y)	1.83%	0.45%

Frequently asked

Which has the lower trailing P/E, DAVE or NOW?: DAVE has the lower trailing P/E: DAVE trades at 20.80 and NOW at 82.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or NOW?: Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus NOW at 23.29%.
Is DAVE or NOW more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus NOW at 11.34%.
How have DAVE and NOW total returns compared?: Over the past 5 years, DAVE delivered 1.83% and NOW delivered 0.45% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DAVE analysis Full NOW analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio ServiceNow P/E ratio Dave ROE ServiceNow ROE Dave operating margin ServiceNow operating margin Dave revenue growth ServiceNow revenue growth Dave free cash flow ServiceNow free cash flow

Dave & ServiceNow appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.