Which has the lower trailing P/E, DAVE or MELI?

DAVE has the lower trailing P/E: DAVE trades at 20.80 and MELI at 46.60. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DAVE or MELI?

Over the past five years, MELI grew revenue faster — DAVE at a 35.85% CAGR versus MELI at 44.82%.

Is DAVE or MELI more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus MELI at 5.30%.

How have DAVE and MELI total returns compared?

Over the past 5 years, DAVE delivered 1.83% and MELI delivered 0.53% annualized total return. Past performance doesn't predict future results.

Dave Inc. (DAVE) vs MercadoLibre, Inc. (MELI)

A side-by-side comparison of Dave Inc. and MercadoLibre, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Different business models: DAVE is classified in Technology; MELI is classified in Consumer Cyclical. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

DAVE

Dave Inc.

$4.31B

$320.70TechnologyDelayed quote: Sep 28, 2026, 4:00 PM EDT

MELI

MercadoLibre, Inc.

$86.81B

$1,712.41Consumer CyclicalDelayed quote: Sep 28, 2026, 4:00 PM EDT

Total return — DAVE vs MELI

growth of $100 · dividends reinvested · last 5y

DAVE +11.8% (+2.3%/yr)MELI +16.9% (+3.2%/yr)MELI compounded faster over this window

DAVE MELI

DAVE vs MELI: by the numbers

•MELI is the larger company ($86.81B vs $4.31B market cap).
•DAVE trades at the lower trailing earnings multiple (20.80 vs 46.60 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 5.30% net margin).
•MELI grew revenue faster over the past five years (44.82% vs 35.85% CAGR).

Metrics side by side

Valuation

Metric	DAVE	MELI
P/E ratio	20.80	46.60
Forward P/E	23.66	45.16
P/S ratio	6.70	2.47
P/B ratio	20.74	11.08
EV / EBITDA	19.01	24.75
FCF yield	7.50%	13.73%

Profitability

Metric	DAVE	MELI
Gross margin	83.29%	42.68%
Operating margin	34.52%	8.26%
Net margin	34.59%	5.30%
ROE	107.09%	23.78%
ROIC	42.50%	11.63%

Growth (annualized)

Metric	DAVE	MELI
Revenue CAGR (5Y)	35.85%	44.82%
FCF CAGR (5Y)	N/A	129.42%
Total return CAGR (5Y)	1.83%	0.53%

Frequently asked

Which has the lower trailing P/E, DAVE or MELI?: DAVE has the lower trailing P/E: DAVE trades at 20.80 and MELI at 46.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or MELI?: Over the past five years, MELI grew revenue faster — DAVE at a 35.85% CAGR versus MELI at 44.82%.
Is DAVE or MELI more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus MELI at 5.30%.
How have DAVE and MELI total returns compared?: Over the past 5 years, DAVE delivered 1.83% and MELI delivered 0.53% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DAVE analysis Full MELI analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio MercadoLibre P/E ratio Dave ROE MercadoLibre ROE Dave operating margin MercadoLibre operating margin Dave revenue growth MercadoLibre revenue growth Dave free cash flow MercadoLibre free cash flow

Dave & MercadoLibre appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.