Dave Inc. (DAVE) vs ExlService Holdings, Inc. (EXLS)
A side-by-side comparison of Dave Inc. and ExlService Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
DAVE
Dave Inc.
$345.79TechnologyDelayed quote: Oct 6, 2026, 2:15 PM EDT
EXLS
ExlService Holdings, Inc.
$35.57TechnologyDelayed quote: Oct 6, 2026, 2:15 PM EDT
Total return — DAVE vs EXLS
growth of $100 · dividends reinvested · last 5yDAVE +17.6% (+3.3%/yr)EXLS +87.3% (+13.4%/yr)EXLS compounded faster over this window
DAVE EXLS
DAVE vs EXLS: by the numbers
- •EXLS is the larger company ($5.39B vs $4.65B market cap).
- •EXLS trades at the lower trailing earnings multiple (22.37 vs 22.42 P/E), one valuation lens rather than an overall verdict.
- •DAVE converts more revenue to profit (34.59% vs 11.17% net margin).
- •DAVE grew revenue faster over the past five years (35.85% vs 16.87% CAGR).
Metrics side by side
Valuation
| Metric | DAVE | EXLS |
|---|---|---|
| P/E ratio | 22.42 | 22.37 |
| Forward P/E | 25.62 | 15.54 |
| PEG ratio | N/A | 0.92 |
| P/S ratio | 7.22 | 2.41 |
| P/B ratio | 22.36 | 6.23 |
| EV / EBITDA | 20.48 | 13.82 |
| FCF yield | 6.95% | 5.10% |
Profitability
| Metric | DAVE | EXLS |
|---|---|---|
| Gross margin | 83.29% | 38.51% |
| Operating margin | 34.52% | 14.90% |
| Net margin | 34.59% | 11.17% |
| ROE | 107.09% | 28.86% |
| ROIC | 42.50% | 17.97% |
Growth (annualized)
| Metric | DAVE | EXLS |
|---|---|---|
| Revenue CAGR (5Y) | 35.85% | 16.87% |
| EPS CAGR (5Y) | N/A | 24.58% |
| FCF CAGR (5Y) | N/A | 11.74% |
| Total return CAGR (5Y) | 3.03% | 7.47% |
Frequently asked
- Which has the lower trailing P/E, DAVE or EXLS?
- EXLS has the lower trailing P/E: DAVE trades at 22.42 and EXLS at 22.37. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DAVE or EXLS?
- Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus EXLS at 16.87%.
- Is DAVE or EXLS more profitable?
- DAVE runs the higher net margin — DAVE at 34.59% versus EXLS at 11.17%.
- How have DAVE and EXLS total returns compared?
- Over the past 5 years, DAVE delivered 3.03% and EXLS delivered 7.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Dave P/E ratioExlService P/E ratioDave ROEExlService ROEDave operating marginExlService operating marginDave revenue growthExlService revenue growthDave free cash flowExlService free cash flow
Dave & ExlService appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.