Dave Inc. (DAVE) vs ExlService Holdings, Inc. (EXLS)

A side-by-side comparison of Dave Inc. and ExlService Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — DAVE vs EXLS

growth of $100 · dividends reinvested · last 5y
DAVE +17.6% (+3.3%/yr)EXLS +87.3% (+13.4%/yr)EXLS compounded faster over this window
0100200Start $10020222023202420252026$118$187
DAVE EXLS

DAVE vs EXLS: by the numbers

  • •EXLS is the larger company ($5.39B vs $4.65B market cap).
  • •EXLS trades at the lower trailing earnings multiple (22.37 vs 22.42 P/E), one valuation lens rather than an overall verdict.
  • •DAVE converts more revenue to profit (34.59% vs 11.17% net margin).
  • •DAVE grew revenue faster over the past five years (35.85% vs 16.87% CAGR).

Metrics side by side

Valuation

MetricDAVEEXLS
P/E ratio22.4222.37
Forward P/E25.6215.54
PEG ratioN/A0.92
P/S ratio7.222.41
P/B ratio22.366.23
EV / EBITDA20.4813.82
FCF yield6.95%5.10%

Profitability

MetricDAVEEXLS
Gross margin83.29%38.51%
Operating margin34.52%14.90%
Net margin34.59%11.17%
ROE107.09%28.86%
ROIC42.50%17.97%

Growth (annualized)

MetricDAVEEXLS
Revenue CAGR (5Y)35.85%16.87%
EPS CAGR (5Y)N/A24.58%
FCF CAGR (5Y)N/A11.74%
Total return CAGR (5Y)3.03%7.47%

Frequently asked

Which has the lower trailing P/E, DAVE or EXLS?
EXLS has the lower trailing P/E: DAVE trades at 22.42 and EXLS at 22.37. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or EXLS?
Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus EXLS at 16.87%.
Is DAVE or EXLS more profitable?
DAVE runs the higher net margin — DAVE at 34.59% versus EXLS at 11.17%.
How have DAVE and EXLS total returns compared?
Over the past 5 years, DAVE delivered 3.03% and EXLS delivered 7.47% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.