Which has the lower trailing P/E, DAVE or EPAM?

EPAM has the lower trailing P/E: DAVE trades at 21.70 and EPAM at 13.62. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DAVE or EPAM?

Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus EPAM at 13.08%.

Is DAVE or EPAM more profitable?

DAVE runs the higher net margin — DAVE at 34.59% versus EPAM at 7.15%.

How have DAVE and EPAM total returns compared?

Over the past 5 years, DAVE delivered 1.08% and EPAM delivered 3.92% annualized total return. Past performance doesn't predict future results.

Dave Inc. (DAVE) vs EPAM Systems, Inc. (EPAM)

A side-by-side comparison of Dave Inc. and EPAM Systems, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.

DAVE

Dave Inc.

$4.50B

$334.57TechnologyAt close: Aug 14, 2026, 4:00 PM ET

EPAM

EPAM Systems, Inc.

$5.25B

$100.50TechnologyAt close: Aug 14, 2026, 4:00 PM ET

Total return — DAVE vs EPAM

growth of $100 · dividends reinvested · last 5y

DAVE +6.7% (+1.3%/yr)EPAM -78.1% (-26.2%/yr)DAVE compounded faster over this window

DAVE EPAM

DAVE vs EPAM: by the numbers

•EPAM is the larger company ($5.25B vs $4.50B market cap).
•EPAM trades at the lower trailing earnings multiple (13.62 vs 21.70 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 7.15% net margin).
•DAVE grew revenue faster over the past five years (35.85% vs 13.08% CAGR).

Metrics side by side

Valuation

Metric	DAVE	EPAM
P/E ratio	21.70	13.62
Forward P/E	22.50	7.71
P/S ratio	7.11	0.94
P/B ratio	22.02	1.49
EV / EBITDA	20.17	6.48
FCF yield	7.13%	9.18%

Profitability

Metric	DAVE	EPAM
Gross margin	83.29%	28.33%
Operating margin	34.52%	10.26%
Net margin	34.59%	7.15%
ROE	107.09%	11.42%
ROIC	41.61%	9.82%

Growth (annualized)

Metric	DAVE	EPAM
Revenue CAGR (5Y)	35.85%	13.08%
EPS CAGR (5Y)	N/A	2.86%
FCF CAGR (5Y)	N/A	6.36%
Total return CAGR (5Y)	1.08%	-30.22%

Frequently asked

Which has the lower trailing P/E, DAVE or EPAM?: EPAM has the lower trailing P/E: DAVE trades at 21.70 and EPAM at 13.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or EPAM?: Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus EPAM at 13.08%.
Is DAVE or EPAM more profitable?: DAVE runs the higher net margin — DAVE at 34.59% versus EPAM at 7.15%.
How have DAVE and EPAM total returns compared?: Over the past 5 years, DAVE delivered 1.08% and EPAM delivered 3.92% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DAVE analysis Full EPAM analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio EPAM Systems P/E ratio Dave ROE EPAM Systems ROE Dave operating margin EPAM Systems operating margin Dave revenue growth EPAM Systems revenue growth Dave free cash flow EPAM Systems free cash flow

Dave & EPAM Systems appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.