Cognizant Technology Solutions Corporation (CTSH) vs Fair Isaac Corporation (FICO)
FICO leads on 9 of 15 compared metrics, though CTSH is the cheaper stock.
A side-by-side comparison of Cognizant Technology Solutions Corporation and Fair Isaac Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CTSH
Cognizant Technology Solutions Corporation
$52.17Technology
FICO
Fair Isaac Corporation
$1179.19Technology
Total return — CTSH vs FICO
growth of $100 · last 28yCTSH +24942.0%FICO +11541.0%CTSH compounded faster
CTSH FICO
CTSH vs FICO: by the numbers
- •FICO is the larger company ($27.35B vs $24.72B market cap).
- •CTSH trades at the lower earnings multiple (11.34 vs 37.35 P/E).
- •FICO converts more revenue to profit (33.67% vs 10.41% net margin).
- •FICO grew revenue faster over the past five years (11.12% vs 4.93% CAGR).
- •CTSH pays a dividend (2.45% yield) while FICO does not currently pay one.
Which is better, CTSH or FICO?
Metric tally: CTSH 6 · FICO 9It depends on what you're optimizing for:
ValueCTSH(lower P/E)
GrowthFICO(faster 5Y revenue CAGR)
QualityFICO(higher ROIC)
Valuation
| Metric | CTSH | FICO |
|---|---|---|
| P/E ratio | 11.34● | 37.35 |
| Forward P/E | 9.13● | 21.74 |
| P/S ratio | 1.16● | 12.41 |
| P/B ratio | 1.65 | — |
| PEG ratio | 20.23 | 1.89● |
| EV / EBITDA | 6.02● | 27.04 |
| FCF yield | 9.93%● | 3.19% |
Profitability
| Metric | CTSH | FICO |
|---|---|---|
| Gross margin | 32.06% | 84.16%● |
| Operating margin | 15.66% | 50.37%● |
| Net margin | 10.41% | 33.67%● |
| ROE | 14.79%● | -37.34% |
| ROIC | 12.31% | 52.96%● |
Dividends
| Metric | CTSH | FICO |
|---|---|---|
| Dividend yield | 2.45% | — |
| Payout ratio | 28.07% | — |
Growth (annualized)
| Metric | CTSH | FICO |
|---|---|---|
| Revenue CAGR (5Y) | 4.93% | 11.12%● |
| EPS CAGR (5Y) | 12.07% | 27.04%● |
| FCF CAGR (5Y) | -1.09% | 14.11%● |
| Total return CAGR (5Y) | -4.48% | 18.49%● |
Frequently asked
- Which is better, CTSH or FICO?
- It depends on your goal. value: CTSH (lower P/E); growth: FICO (faster 5Y revenue CAGR); quality: FICO (higher ROIC). Across all compared metrics, FICO leads 9 to 6.
- Is CTSH or FICO cheaper?
- On trailing earnings, CTSH is cheaper: CTSH trades at a 11.34 P/E and FICO at 37.35.
- Which has grown faster, CTSH or FICO?
- Over the past five years, FICO grew revenue faster — CTSH at a 4.93% CAGR versus FICO at 11.12%.
- Does CTSH or FICO pay a bigger dividend?
- CTSH pays a dividend (2.45% yield) while FICO does not currently pay one.
- Is CTSH or FICO more profitable?
- FICO runs the higher net margin — CTSH at 10.41% versus FICO at 33.67%.
- Which has been the better investment, CTSH or FICO?
- Over the past 10-year, FICO delivered the higher annualized total return — CTSH at -0.12% versus FICO at 26.36%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cognizant Technology Solutions P/E ratioFair Isaac P/E ratioCognizant Technology Solutions dividend yieldFair Isaac dividend yieldCognizant Technology Solutions ROEFair Isaac ROECognizant Technology Solutions operating marginFair Isaac operating marginCognizant Technology Solutions revenue growthFair Isaac revenue growthCognizant Technology Solutions free cash flowFair Isaac free cash flow
Cognizant Technology Solutions & Fair Isaac appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.