Cognizant Technology Solutions Corporation (CTSH) vs Fair Isaac Corporation (FICO)

A side-by-side comparison of Cognizant Technology Solutions Corporation and Fair Isaac Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCTSH vs FICO

growth of $100 · dividends reinvested · last 28y
CTSH +29423.8%FICO +10792.0%CTSH compounded faster
010k20k30k40k50kStart $10020032008201320182023$29,524$10,892
CTSH FICO

CTSH vs FICO: by the numbers

  • FICO is the larger company ($26.43B vs $25.54B market cap).
  • CTSH trades at the lower trailing earnings multiple (11.59 vs 32.92 P/E), one valuation lens rather than an overall verdict.
  • FICO converts more revenue to profit (34.05% vs 10.26% net margin).
  • FICO grew revenue faster over the past five years (12.03% vs 4.44% CAGR).
  • CTSH pays a dividend (2.37% yield), while FICO is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricCTSHFICO
P/E ratio11.5932.92
Forward P/E9.4226.45
P/S ratio1.1610.81
P/B ratio1.74N/A
PEG ratio20.571.89
EV / EBITDA6.8425.01
FCF yield10.34%3.85%

Profitability

MetricCTSHFICO
Gross margin32.00%85.10%
Operating margin15.76%51.65%
Net margin10.26%34.05%
ROE15.35%-37.34%
ROIC12.31%52.96%

Dividends

MetricCTSHFICO
Dividend yield2.37%N/A
Payout ratio28.07%N/A

Growth (annualized)

MetricCTSHFICO
Revenue CAGR (5Y)4.44%12.03%
EPS CAGR (5Y)12.07%27.04%
FCF CAGR (5Y)-2.21%16.63%
Total return CAGR (5Y)-4.46%16.82%

Frequently asked

Which has the lower trailing P/E, CTSH or FICO?
CTSH has the lower trailing P/E: CTSH trades at 11.59 and FICO at 32.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CTSH or FICO?
Over the past five years, FICO grew revenue faster — CTSH at a 4.44% CAGR versus FICO at 12.03%.
Does CTSH or FICO pay a bigger dividend?
CTSH pays a dividend (2.37% yield), while FICO is a former payer with no current dividend run rate.
Is CTSH or FICO more profitable?
FICO runs the higher net margin — CTSH at 10.26% versus FICO at 34.05%.
How have CTSH and FICO total returns compared?
Over the past 10 years, CTSH delivered 0.68% and FICO delivered 24.57% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.