Cognizant Technology Solutions Corporation (CTSH) vs Fair Isaac Corporation (FICO)
A side-by-side comparison of Cognizant Technology Solutions Corporation and Fair Isaac Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.
CTSH
Cognizant Technology Solutions Corporation
$53.90TechnologyDelayed quote: Jul 30, 2026, 4:00 PM EDT
FICO
Fair Isaac Corporation
$1,139.54TechnologyDelayed quote: Jul 30, 2026, 4:00 PM EDT
Total return — CTSH vs FICO
growth of $100 · dividends reinvested · last 28yCTSH +29423.8%FICO +10792.0%CTSH compounded faster
CTSH FICO
CTSH vs FICO: by the numbers
- •FICO is the larger company ($26.43B vs $25.54B market cap).
- •CTSH trades at the lower trailing earnings multiple (11.59 vs 32.92 P/E), one valuation lens rather than an overall verdict.
- •FICO converts more revenue to profit (34.05% vs 10.26% net margin).
- •FICO grew revenue faster over the past five years (12.03% vs 4.44% CAGR).
- •CTSH pays a dividend (2.37% yield), while FICO is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | CTSH | FICO |
|---|---|---|
| P/E ratio | 11.59 | 32.92 |
| Forward P/E | 9.42 | 26.45 |
| P/S ratio | 1.16 | 10.81 |
| P/B ratio | 1.74 | N/A |
| PEG ratio | 20.57 | 1.89 |
| EV / EBITDA | 6.84 | 25.01 |
| FCF yield | 10.34% | 3.85% |
Profitability
| Metric | CTSH | FICO |
|---|---|---|
| Gross margin | 32.00% | 85.10% |
| Operating margin | 15.76% | 51.65% |
| Net margin | 10.26% | 34.05% |
| ROE | 15.35% | -37.34% |
| ROIC | 12.31% | 52.96% |
Dividends
| Metric | CTSH | FICO |
|---|---|---|
| Dividend yield | 2.37% | N/A |
| Payout ratio | 28.07% | N/A |
Growth (annualized)
| Metric | CTSH | FICO |
|---|---|---|
| Revenue CAGR (5Y) | 4.44% | 12.03% |
| EPS CAGR (5Y) | 12.07% | 27.04% |
| FCF CAGR (5Y) | -2.21% | 16.63% |
| Total return CAGR (5Y) | -4.46% | 16.82% |
Frequently asked
- Which has the lower trailing P/E, CTSH or FICO?
- CTSH has the lower trailing P/E: CTSH trades at 11.59 and FICO at 32.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CTSH or FICO?
- Over the past five years, FICO grew revenue faster — CTSH at a 4.44% CAGR versus FICO at 12.03%.
- Does CTSH or FICO pay a bigger dividend?
- CTSH pays a dividend (2.37% yield), while FICO is a former payer with no current dividend run rate.
- Is CTSH or FICO more profitable?
- FICO runs the higher net margin — CTSH at 10.26% versus FICO at 34.05%.
- How have CTSH and FICO total returns compared?
- Over the past 10 years, CTSH delivered 0.68% and FICO delivered 24.57% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cognizant Technology Solutions P/E ratioFair Isaac P/E ratioCognizant Technology Solutions dividend yieldFair Isaac dividend yieldCognizant Technology Solutions ROEFair Isaac ROECognizant Technology Solutions operating marginFair Isaac operating marginCognizant Technology Solutions revenue growthFair Isaac revenue growthCognizant Technology Solutions free cash flowFair Isaac free cash flow
Cognizant Technology Solutions & Fair Isaac appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.