Capital Southwest Corporation (CSWC) vs HBT Financial, Inc. (HBT)

A side-by-side comparison of Capital Southwest Corporation and HBT Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CSWC vs HBT

growth of $100 · dividends reinvested · last 7y
CSWC +158.9% (+14.6%/yr)HBT +198.2% (+16.9%/yr)HBT compounded faster over this window
100200300Start $100202120232025$259$298
CSWC HBT

CSWC vs HBT: by the numbers

  • •CSWC is the larger company ($1.48B vs $1.32B market cap).
  • •CSWC trades at the lower trailing earnings multiple (13.12 vs 15.62 P/E), one valuation lens rather than an overall verdict.
  • •CSWC converts more revenue to profit (48.19% vs 23.46% net margin).
  • •CSWC grew revenue faster over the past five years (18.61% vs 15.41% CAGR).
  • •CSWC pays the higher dividend yield (10.86% vs 2.53%).

Metrics side by side

Valuation

MetricCSWCHBT
P/E ratio13.1215.62
Forward P/E10.2611.98
PEG ratioN/A1.23
P/S ratio6.423.99
P/B ratio1.391.73

Profitability

MetricCSWCHBT
Gross margin94.33%N/A
Operating margin76.87%31.83%
Net margin48.19%23.46%
ROE10.46%10.17%

HBT Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCSWCHBT
Dividend yield10.86%2.53%
Payout ratio141.48%39.48%

Growth (annualized)

MetricCSWCHBT
Revenue CAGR (5Y)18.61%15.41%
EPS CAGR (5Y)-5.81%12.74%
Total return CAGR (5Y)9.79%21.72%

Frequently asked

Which has the lower trailing P/E, CSWC or HBT?
CSWC has the lower trailing P/E: CSWC trades at 13.12 and HBT at 15.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CSWC or HBT?
Over the past five years, CSWC grew revenue faster — CSWC at a 18.61% CAGR versus HBT at 15.41%.
Does CSWC or HBT pay a bigger dividend?
CSWC yields 10.86% and HBT yields 2.53% based on trailing dividends and the latest price.
Is CSWC or HBT more profitable?
CSWC runs the higher net margin — CSWC at 48.19% versus HBT at 23.46%.
How have CSWC and HBT total returns compared?
Over the past 5 years, CSWC delivered 9.79% and HBT delivered 21.72% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.