Circle Internet Group (CRCL) vs State Street Utilities Select Sector SPDR ETF (XLU)
Over the past year, CRCL lagged XLU — -35.76% vs -7.32% annualized total return (price plus dividends).
A side-by-side comparison of Circle Internet Group and State Street Utilities Select Sector SPDR ETF across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 2, 2026. Differences are shown without an overall score or investment verdict.
Total return — CRCL vs XLU
growth of $100 · dividends reinvested · last 1yMetrics side by side
Did CRCL beat XLU?
Over the past year, CRCL lagged XLU — -35.76% vs -7.32% annualized total return (price plus dividends).
Total return (annualized)
| Metric | CRCL | XLU |
|---|---|---|
| Total return (1Y) | -35.76% | -7.32% |
| Total return CAGR (3Y) | N/A | 13.72% |
| Total return CAGR (5Y) | N/A | 7.61% |
| Total return CAGR (10Y) | N/A | 8.29% |
XLU is an index fund, so valuation, profitability, and per-company growth metrics don't apply — the head-to-head here is total return (price plus reinvested dividends).
Frequently asked
- Has CRCL beaten XLU?
- Over the past year, CRCL lagged XLU — -35.76% vs -7.32% annualized total return (price plus dividends).
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 2, 2026.