Circle Internet Group (CRCL) vs Equifax Inc. (EFX)
EFX leads on 7 of 9 compared metrics.
A side-by-side comparison of Circle Internet Group and Equifax Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CRCL
Circle Internet Group
$62.36Financial ServicesAt close: Jul 24, 2026, 4:00 PM ET
EFX
Equifax Inc.
$172.54IndustrialsDelayed quote: Jul 24, 2026, 4:00 PM EDT
Total return — CRCL vs EFX
growth of $100 · dividends reinvested · last 1yCRCL +101.2%EFX -34.7%CRCL compounded faster
CRCL EFX
CRCL vs EFX: by the numbers
- •EFX is the larger company ($20.27B vs $16.67B market cap).
- •EFX is profitable (10.73% net margin) while CRCL runs a net loss (-2.76%).
- •CRCL grew revenue faster over the past five years (181.89% vs 6.82% CAGR).
- •EFX pays a dividend (1.23% yield) while CRCL does not currently pay one.
Which is better, CRCL or EFX?
Metric tally: CRCL 2 · EFX 7It depends on what you're optimizing for:
GrowthCRCL(faster 5Y revenue CAGR)
QualityEFX(higher ROIC)
Metrics side by side
Valuation
| Metric | CRCL | EFX |
|---|---|---|
| P/E ratio | — | 24.97 |
| Forward P/E | 71.68 | 20.14● |
| P/S ratio | 5.28 | 3.19● |
| P/B ratio | 4.41● | 4.70 |
| PEG ratio | — | 4.12 |
| EV / EBITDA | — | 13.71 |
| FCF yield | — | 5.37% |
Profitability
| Metric | CRCL | EFX |
|---|---|---|
| Gross margin | 7.17% | 44.38%● |
| Operating margin | -4.65% | 17.85%● |
| Net margin | -2.76% | 10.73%● |
| ROE | -2.31% | 15.78%● |
| ROIC | -1.80% | 7.69%● |
Dividends
| Metric | CRCL | EFX |
|---|---|---|
| Dividend yield | — | 1.23% |
| Payout ratio | — | 39.55% |
Growth (annualized)
| Metric | CRCL | EFX |
|---|---|---|
| Revenue CAGR (5Y) | 181.89%● | 6.82% |
| EPS CAGR (5Y) | — | 4.60% |
| FCF CAGR (5Y) | — | 8.02% |
| Total return CAGR (5Y) | — | -6.66% |
Frequently asked
- Which is better, CRCL or EFX?
- It depends on your goal. growth: CRCL (faster 5Y revenue CAGR); quality: EFX (higher ROIC). Across all compared metrics, EFX leads 7 to 2.
- Which has grown faster, CRCL or EFX?
- Over the past five years, CRCL grew revenue faster — CRCL at a 181.89% CAGR versus EFX at 6.82%.
- Does CRCL or EFX pay a bigger dividend?
- EFX pays a dividend (1.23% yield) while CRCL does not currently pay one.
- Is CRCL or EFX more profitable?
- EFX runs the higher net margin — CRCL at -2.76% versus EFX at 10.73%.
Go deeper
Dig into the metrics
Circle Internet P/E ratioEquifax P/E ratioCircle Internet dividend yieldEquifax dividend yieldCircle Internet ROEEquifax ROECircle Internet operating marginEquifax operating marginCircle Internet revenue growthEquifax revenue growthCircle Internet free cash flowEquifax free cash flow
Circle Internet & Equifax appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 25, 2026.