Which has the lower trailing P/E, CPBI or FDSB?

CPBI has the lower trailing P/E: CPBI trades at 16.97 and FDSB at 54.82. P/E is one valuation measure and does not by itself establish which business is cheaper.

Is CPBI or FDSB more profitable?

CPBI runs the higher net margin — CPBI at 14.33% versus FDSB at 6.97%.

Central Plains Bancshares, Inc. Common Stock (CPBI) vs Fifth District Savings Bank (FDSB)

A side-by-side comparison of Central Plains Bancshares, Inc. Common Stock and Fifth District Savings Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CPBI

Central Plains Bancshares, Inc. Common Stock

$83M

$19.85Financial ServicesDelayed quote: Oct 6, 2026, 12:14 PM EDT

FDSB

Fifth District Savings Bank

$91M

$17.35Financial ServicesDelayed quote: Oct 6, 2026, 12:31 PM EDT

Total return — CPBI vs FDSB

growth of $100 · dividends reinvested · last 2y

CPBI +81.5% (+34.7%/yr)FDSB +69.1% (+30.0%/yr)CPBI compounded faster over this window

CPBI FDSB

CPBI vs FDSB: by the numbers

•FDSB is the larger company ($91M vs $83M market cap).
•CPBI trades at the lower trailing earnings multiple (16.97 vs 54.82 P/E), one valuation lens rather than an overall verdict.
•CPBI converts more revenue to profit (14.33% vs 6.97% net margin).

Metrics side by side

Valuation

Metric	CPBI	FDSB
P/E ratio	16.97	54.82
P/S ratio	2.64	3.85
P/B ratio	0.92	0.71

Profitability

Metric	CPBI	FDSB
Operating margin	17.85%	8.54%
Net margin	14.33%	6.97%
ROE	4.99%	1.28%

Central Plains Bancshares, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Fifth District Savings Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Frequently asked

Which has the lower trailing P/E, CPBI or FDSB?: CPBI has the lower trailing P/E: CPBI trades at 16.97 and FDSB at 54.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
Is CPBI or FDSB more profitable?: CPBI runs the higher net margin — CPBI at 14.33% versus FDSB at 6.97%.

Go deeper

Full CPBI analysis Full FDSB analysis Interactive comparison tool

Dig into the metrics

Central Plains Bancshares, Inc. Common Stock P/E ratio Fifth District Savings Bank P/E ratio Central Plains Bancshares, Inc. Common Stock ROE Fifth District Savings Bank ROE Central Plains Bancshares, Inc. Common Stock operating margin Fifth District Savings Bank operating margin Central Plains Bancshares, Inc. Common Stock revenue growth Fifth District Savings Bank revenue growth

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.