Corpay, Inc. (CPAY) vs Tower Semiconductor Ltd. (TSEM)

A side-by-side comparison of Corpay, Inc. and Tower Semiconductor Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCPAY vs TSEM

growth of $100 · dividends reinvested · last 10y
CPAY +151.3% (+9.7%/yr)TSEM +1376.1% (+30.9%/yr)TSEM compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$251$1,476
CPAY TSEM

CPAY vs TSEM: by the numbers

  • CPAY is the larger company ($27.26B vs $25.11B market cap).
  • CPAY trades at the lower trailing earnings multiple (25.39 vs 87.98 P/E), one valuation lens rather than an overall verdict.
  • CPAY converts more revenue to profit (22.72% vs 16.94% net margin).
  • CPAY grew revenue faster over the past five years (15.16% vs 4.61% CAGR).

Metrics side by side

Valuation

MetricCPAYTSEM
P/E ratio25.3987.98
Forward P/E15.2557.73
P/S ratio5.5114.90
P/B ratio7.818.25
EV / EBITDA14.1042.61
FCF yield5.92%1.20%

Profitability

MetricCPAYTSEM
Gross margin73.34%26.87%
Operating margin40.80%16.16%
Net margin22.72%16.94%
ROE32.21%9.38%
ROIC8.92%7.37%

Growth (annualized)

MetricCPAYTSEM
Revenue CAGR (5Y)15.16%4.61%
EPS CAGR (5Y)12.72%20.67%
FCF CAGR (5Y)-1.40%N/A
Total return CAGR (5Y)10.10%51.50%

Frequently asked

Which has the lower trailing P/E, CPAY or TSEM?
CPAY has the lower trailing P/E: CPAY trades at 25.39 and TSEM at 87.98. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CPAY or TSEM?
Over the past five years, CPAY grew revenue faster — CPAY at a 15.16% CAGR versus TSEM at 4.61%.
Is CPAY or TSEM more profitable?
CPAY runs the higher net margin — CPAY at 22.72% versus TSEM at 16.94%.
How have CPAY and TSEM total returns compared?
Over the past 10 years, CPAY delivered 9.55% and TSEM delivered 30.83% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.