Corpay, Inc. (CPAY) vs Tower Semiconductor Ltd. (TSEM)

CPAY leads on 13 of 16 compared metrics.

A side-by-side comparison of Corpay, Inc. and Tower Semiconductor Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 7, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CPAY vs TSEM

growth of $100 · last 16y
CPAY +1231.2%TSEM +885.4%CPAY compounded faster
05001k2kStart $10020132016201920222025$1,331$985
CPAY TSEM

CPAY vs TSEM: by the numbers

  • TSEM is the larger company ($23.68B vs $23.46B market cap).
  • CPAY trades at the lower earnings multiple (21.34 vs 101.84 P/E).
  • CPAY converts more revenue to profit (24.60% vs 15.13% net margin).
  • CPAY grew revenue faster over the past five years (15.41% vs 4.32% CAGR).

Which is better, CPAY or TSEM?

Metric tally: CPAY 13 · TSEM 3

It depends on what you're optimizing for:

ValueCPAY(lower P/E)
GrowthCPAY(faster 5Y revenue CAGR)
QualityCPAY(higher ROIC)

Metrics side by side

Valuation

MetricCPAYTSEM
P/E ratio21.34101.84
Forward P/E13.3265.51
P/S ratio5.1015.44
P/B ratio6.958.42
PEG ratio2.8711.15
EV / EBITDA10.4946.52
FCF yield5.37%1.30%

Profitability

MetricCPAYTSEM
Gross margin72.79%24.77%
Operating margin42.99%13.93%
Net margin24.60%15.13%
ROE33.52%8.25%
ROIC8.76%5.73%

Growth (annualized)

MetricCPAYTSEM
Revenue CAGR (5Y)15.41%4.32%
EPS CAGR (5Y)12.72%20.67%
FCF CAGR (5Y)4.52%44.05%
Total return CAGR (5Y)7.16%49.92%

Frequently asked

Which is better, CPAY or TSEM?
It depends on your goal. value: CPAY (lower P/E); growth: CPAY (faster 5Y revenue CAGR); quality: CPAY (higher ROIC). Across all compared metrics, CPAY leads 13 to 3.
Is CPAY or TSEM cheaper?
On trailing earnings, CPAY is cheaper: CPAY trades at a 21.34 P/E and TSEM at 101.84.
Which has grown faster, CPAY or TSEM?
Over the past five years, CPAY grew revenue faster — CPAY at a 15.41% CAGR versus TSEM at 4.32%.
Is CPAY or TSEM more profitable?
CPAY runs the higher net margin — CPAY at 24.60% versus TSEM at 15.13%.
Which has been the better investment, CPAY or TSEM?
Over the past 10-year, TSEM delivered the higher annualized total return — CPAY at 9.98% versus TSEM at 32.75%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 7, 2026.