Corpay, Inc. (CPAY) vs Super Micro Computer, Inc. (SMCI)

A side-by-side comparison of Corpay, Inc. and Super Micro Computer, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCPAY vs SMCI

growth of $100 · dividends reinvested · last 10y
CPAY +152.3% (+9.7%/yr)SMCI +1713.0% (+33.6%/yr)SMCI compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$252$1,813
CPAY SMCI

CPAY vs SMCI: by the numbers

  • CPAY is the larger company ($27.30B vs $25.77B market cap).
  • SMCI trades at the lower trailing earnings multiple (12.24 vs 25.88 P/E), one valuation lens rather than an overall verdict.
  • CPAY converts more revenue to profit (22.72% vs 5.68% net margin).
  • SMCI grew revenue faster over the past five years (61.49% vs 15.16% CAGR).

Metrics side by side

Valuation

MetricCPAYSMCI
P/E ratio25.8812.24
Forward P/E15.7213.97
P/S ratio5.620.71
P/B ratio7.961.91
EV / EBITDA14.3210.10
FCF yield5.81%N/A

Profitability

MetricCPAYSMCI
Gross margin73.34%10.82%
Operating margin40.80%7.09%
Net margin22.72%5.68%
ROE32.21%15.31%
ROIC8.76%8.93%

Growth (annualized)

MetricCPAYSMCI
Revenue CAGR (5Y)15.16%61.49%
EPS CAGR (5Y)12.72%46.02%
FCF CAGR (5Y)-1.40%N/A
Total return CAGR (5Y)10.13%60.92%

Frequently asked

Which has the lower trailing P/E, CPAY or SMCI?
SMCI has the lower trailing P/E: CPAY trades at 25.88 and SMCI at 12.24. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CPAY or SMCI?
Over the past five years, SMCI grew revenue faster — CPAY at a 15.16% CAGR versus SMCI at 61.49%.
Is CPAY or SMCI more profitable?
CPAY runs the higher net margin — CPAY at 22.72% versus SMCI at 5.68%.
How have CPAY and SMCI total returns compared?
Over the past 10 years, CPAY delivered 9.96% and SMCI delivered 33.54% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.