Corpay, Inc. (CPAY) vs Cognizant Technology Solutions Corporation (CTSH)

CPAY leads on 9 of 16 compared metrics, though CTSH is the cheaper stock.

A side-by-side comparison of Corpay, Inc. and Cognizant Technology Solutions Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CPAY vs CTSH

growth of $100 · last 16y
CPAY +1167.1%CTSH +25.4%CPAY compounded faster
Log scale — wide-divergence pair
101001k10kStart $10020132016201920222025$1,267$125
CPAY CTSH

CPAY vs CTSH: by the numbers

  • CPAY is the larger company ($22.57B vs $20.71B market cap).
  • CTSH trades at the lower earnings multiple (9.50 vs 20.66 P/E).
  • CPAY converts more revenue to profit (24.60% vs 10.41% net margin).
  • CPAY grew revenue faster over the past five years (15.41% vs 4.93% CAGR).
  • CTSH pays a dividend (2.93% yield) while CPAY does not currently pay one.

Which is better, CPAY or CTSH?

Metric tally: CPAY 9 · CTSH 7

It depends on what you're optimizing for:

ValueCTSH(lower P/E)
GrowthCPAY(faster 5Y revenue CAGR)
QualityCTSH(higher ROIC)

Metrics side by side

Valuation

MetricCPAYCTSH
P/E ratio20.669.50
Forward P/E12.897.65
P/S ratio4.940.97
P/B ratio6.731.38
PEG ratio2.8720.57
EV / EBITDA9.855.03
FCF yield5.55%11.85%

Profitability

MetricCPAYCTSH
Gross margin72.79%32.06%
Operating margin42.99%15.66%
Net margin24.60%10.41%
ROE33.52%14.79%
ROIC8.76%12.31%

Dividends

MetricCPAYCTSH
Dividend yield2.93%
Payout ratio28.07%

Growth (annualized)

MetricCPAYCTSH
Revenue CAGR (5Y)15.41%4.93%
EPS CAGR (5Y)12.72%12.07%
FCF CAGR (5Y)4.52%-1.09%
Total return CAGR (5Y)5.84%-7.03%

Frequently asked

Which is better, CPAY or CTSH?
It depends on your goal. value: CTSH (lower P/E); growth: CPAY (faster 5Y revenue CAGR); quality: CTSH (higher ROIC). Across all compared metrics, CPAY leads 9 to 7.
Is CPAY or CTSH cheaper?
On trailing earnings, CTSH is cheaper: CPAY trades at a 20.66 P/E and CTSH at 9.50.
Which has grown faster, CPAY or CTSH?
Over the past five years, CPAY grew revenue faster — CPAY at a 15.41% CAGR versus CTSH at 4.93%.
Does CPAY or CTSH pay a bigger dividend?
CTSH pays a dividend (2.93% yield) while CPAY does not currently pay one.
Is CPAY or CTSH more profitable?
CPAY runs the higher net margin — CPAY at 24.60% versus CTSH at 10.41%.
Which has been the better investment, CPAY or CTSH?
Over the past 10-year, CPAY delivered the higher annualized total return — CPAY at 9.11% versus CTSH at -1.76%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.