Costco Wholesale Corporation (COST) vs Humana Inc. (HUM)

A side-by-side comparison of Costco Wholesale Corporation and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: COST is classified in Consumer Defensive; HUM is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnCOST vs HUM

growth of $100 · dividends reinvested · last 30y
COST +11175.1%HUM +2547.6%COST compounded faster
05k10kStart $100200120062011201620212026$11,275$2,648
COST HUM

COST vs HUM: by the numbers

  • COST is the larger company ($428.66B vs $46.67B market cap).
  • HUM trades at the lower trailing earnings multiple (40.76 vs 47.87 P/E), one valuation lens rather than an overall verdict.
  • COST converts more revenue to profit (3.01% vs 0.82% net margin).
  • HUM grew revenue faster over the past five years (11.71% vs 9.48% CAGR).
  • HUM pays the higher dividend yield (0.70% vs 0.56%).

Metrics side by side

Valuation

MetricCOSTHUM
P/E ratio47.8740.76
Forward P/E46.3342.42
P/S ratio1.440.34
P/B ratio12.622.48
PEG ratio5.23N/A
EV / EBITDA29.8925.16
FCF yield2.08%2.77%

Profitability

MetricCOSTHUM
Gross margin12.88%14.01%
Operating margin3.82%1.01%
Net margin3.01%0.82%
ROE26.38%6.08%
ROIC19.44%3.12%

Dividends

MetricCOSTHUM
Dividend yield0.56%0.70%
Payout ratio29.44%26.90%

Growth (annualized)

MetricCOSTHUM
Revenue CAGR (5Y)9.48%11.71%
EPS CAGR (5Y)15.04%-17.27%
FCF CAGR (5Y)4.95%-17.19%
Total return CAGR (5Y)18.31%-1.91%

Frequently asked

Which has the lower trailing P/E, COST or HUM?
HUM has the lower trailing P/E: COST trades at 47.87 and HUM at 40.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, COST or HUM?
Over the past five years, HUM grew revenue faster — COST at a 9.48% CAGR versus HUM at 11.71%.
Does COST or HUM pay a bigger dividend?
COST yields 0.56% and HUM yields 0.70% based on trailing dividends and the latest price.
Is COST or HUM more profitable?
COST runs the higher net margin — COST at 3.01% versus HUM at 0.82%.
How have COST and HUM total returns compared?
Over the past 10 years, COST delivered 20.06% and HUM delivered 9.18% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.