ConnectOne Bancorp, Inc. (CNOBP) vs S&T Bancorp, Inc. (STBA)
A side-by-side comparison of ConnectOne Bancorp, Inc. and S&T Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CNOBP vs STBA
growth of $100 · dividends reinvested · last 5yCNOBP vs STBA: by the numbers
- •STBA is the larger company ($1.72B vs $1.65B market cap).
- •CNOBP trades at the lower trailing earnings multiple (7.85 vs 13.05 P/E), one valuation lens rather than an overall verdict.
- •CNOBP converts more revenue to profit (26.13% vs 25.17% net margin).
- •CNOBP grew revenue faster over the past five years (14.39% vs 8.98% CAGR).
- •CNOBP pays the higher dividend yield (5.20% vs 2.98%).
Metrics side by side
Valuation
| Metric | CNOBP | STBA |
|---|---|---|
| P/E ratio | 7.85 | 13.05 |
| Forward P/E | 7.76 | 12.37 |
| PEG ratio | N/A | 0.29 |
| P/S ratio | 2.70 | 3.08 |
| P/B ratio | 1.09 | 1.23 |
Profitability
| Metric | CNOBP | STBA |
|---|---|---|
| Operating margin | 18.07% | 28.79% |
| Net margin | 26.13% | 25.17% |
| ROE | 9.84% | 10.02% |
ConnectOne Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
S&T Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CNOBP | STBA |
|---|---|---|
| Dividend yield | 5.20% | 2.98% |
| Payout ratio | 40.89% | 39.04% |
Growth (annualized)
| Metric | CNOBP | STBA |
|---|---|---|
| Revenue CAGR (5Y) | 14.39% | 8.98% |
| EPS CAGR (5Y) | -3.84% | 45.25% |
| Total return CAGR (5Y) | 5.58% | 14.66% |
Frequently asked
- Which has the lower trailing P/E, CNOBP or STBA?
- CNOBP has the lower trailing P/E: CNOBP trades at 7.85 and STBA at 13.05. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CNOBP or STBA?
- Over the past five years, CNOBP grew revenue faster — CNOBP at a 14.39% CAGR versus STBA at 8.98%.
- Does CNOBP or STBA pay a bigger dividend?
- CNOBP yields 5.20% and STBA yields 2.98% based on trailing dividends and the latest price.
- Is CNOBP or STBA more profitable?
- CNOBP runs the higher net margin — CNOBP at 26.13% versus STBA at 25.17%.
- How have CNOBP and STBA total returns compared?
- Over the past 5 years, CNOBP delivered 5.58% and STBA delivered 14.66% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
ConnectOne Bancorp & S&T Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.