Community Bancorp (CMTV) vs Horizon Technology Finance Corporation (HRZN)

A side-by-side comparison of Community Bancorp and Horizon Technology Finance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — CMTV vs HRZN

growth of $100 · dividends reinvested · last 10y
CMTV +368.9% (+16.7%/yr)HRZN +10.6% (+1.0%/yr)CMTV compounded faster over this window
100200300400500Start $10020182020202220242026$469$111
CMTV HRZN

CMTV vs HRZN: by the numbers

  • •CMTV is the larger company ($237M vs $231M market cap).
  • •CMTV trades at the lower trailing earnings multiple (12.86 vs 13.21 P/E), one valuation lens rather than an overall verdict.
  • •CMTV converts more revenue to profit (27.05% vs 4.62% net margin).
  • •HRZN grew revenue faster over the past five years (32.13% vs 11.31% CAGR).
  • •HRZN pays the higher dividend yield (24.24% vs 2.97%).

Metrics side by side

Valuation

MetricCMTVHRZN
P/E ratio12.8613.21
Forward P/EN/A6.82
PEG ratio1.57N/A
P/S ratio3.472.10
P/B ratio0.000.55

Profitability

MetricCMTVHRZN
Gross marginN/A18.03%
Operating margin32.64%-3.99%
Net margin27.05%4.62%
ROE0.02%1.21%

Community Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCMTVHRZN
Dividend yield2.97%24.24%
Payout ratio37.99%318.33%

Growth (annualized)

MetricCMTVHRZN
Revenue CAGR (5Y)11.31%32.13%
EPS CAGR (5Y)8.20%N/A
Total return CAGR (5Y)22.08%-11.36%

Frequently asked

Which has the lower trailing P/E, CMTV or HRZN?
CMTV has the lower trailing P/E: CMTV trades at 12.86 and HRZN at 13.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CMTV or HRZN?
Over the past five years, HRZN grew revenue faster — CMTV at a 11.31% CAGR versus HRZN at 32.13%.
Does CMTV or HRZN pay a bigger dividend?
CMTV yields 2.97% and HRZN yields 24.24% based on trailing dividends and the latest price.
Is CMTV or HRZN more profitable?
CMTV runs the higher net margin — CMTV at 27.05% versus HRZN at 4.62%.
How have CMTV and HRZN total returns compared?
Over the past 10 years, CMTV delivered 17.04% and HRZN delivered 0.99% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.