Cummins Inc. (CMI) vs United Parcel Service, Inc. (UPS)

A side-by-side comparison of Cummins Inc. and United Parcel Service, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 4, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CMI vs UPS

growth of $100 · dividends reinvested · last 10y
CMI +432.8% (+18.2%/yr)UPS +26.3% (+2.4%/yr)CMI compounded faster over this window
200400600Start $10020182020202220242026$533$126
CMI UPS

CMI vs UPS: by the numbers

  • •UPS is the larger company ($79.02B vs $72.90B market cap).
  • •UPS trades at the lower trailing earnings multiple (17.29 vs 27.01 P/E), one valuation lens rather than an overall verdict.
  • •CMI converts more revenue to profit (7.82% vs 5.08% net margin).
  • •CMI grew revenue faster over the past five years (10.18% vs 0.98% CAGR).
  • •UPS pays the higher dividend yield (7.05% vs 1.55%).

Metrics side by side

Valuation

MetricCMIUPS
P/E ratio27.0117.29
Forward P/E17.8712.94
PEG ratio2.390.51
P/S ratio2.100.88
P/B ratio5.675.24
EV / EBITDA15.699.87
FCF yield4.62%6.94%

Profitability

MetricCMIUPS
Gross margin25.32%16.63%
Operating margin11.13%7.31%
Net margin7.82%5.08%
ROE21.13%30.33%
ROIC10.95%8.99%

Dividends

MetricCMIUPS
Dividend yield1.55%7.05%
Payout ratio41.92%121.93%

Growth (annualized)

MetricCMIUPS
Revenue CAGR (5Y)10.18%0.98%
EPS CAGR (5Y)11.31%33.45%
FCF CAGR (5Y)9.51%-7.15%
Total return CAGR (5Y)21.04%-8.28%

Frequently asked

Which has the lower trailing P/E, CMI or UPS?
UPS has the lower trailing P/E: CMI trades at 27.01 and UPS at 17.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CMI or UPS?
Over the past five years, CMI grew revenue faster — CMI at a 10.18% CAGR versus UPS at 0.98%.
Does CMI or UPS pay a bigger dividend?
CMI yields 1.55% and UPS yields 7.05% based on trailing dividends and the latest price.
Is CMI or UPS more profitable?
CMI runs the higher net margin — CMI at 7.82% versus UPS at 5.08%.
How have CMI and UPS total returns compared?
Over the past 10 years, CMI delivered 18.18% and UPS delivered 2.30% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 4, 2026.