Which has the lower trailing P/E, CHMG or FRST?

FRST has the lower trailing P/E: CHMG trades at 11.90 and FRST at 7.20. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CHMG or FRST?

Over the past five years, FRST grew revenue faster — CHMG at a 9.02% CAGR versus FRST at 19.91%.

Does CHMG or FRST pay a bigger dividend?

CHMG yields 1.68% and FRST yields 2.58% based on trailing dividends and the latest price.

Is CHMG or FRST more profitable?

CHMG runs the higher net margin — CHMG at 24.21% versus FRST at 16.99%.

How have CHMG and FRST total returns compared?

Over the past 10 years, CHMG delivered 13.94% and FRST delivered 4.70% annualized total return. Past performance doesn't predict future results.

Chemung Financial Corporation (CHMG) vs Primis Financial Corp (FRST)

A side-by-side comparison of Chemung Financial Corporation and Primis Financial Corp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CHMG

Chemung Financial Corporation

$398M

$82.56Financial ServicesDelayed quote: Oct 6, 2026, 12:10 PM EDT

FRST

Primis Financial Corp

$387M

$15.55Financial ServicesDelayed quote: Oct 6, 2026, 12:08 PM EDT

Total return — CHMG vs FRST

growth of $100 · dividends reinvested · last 10y

CHMG +270.5% (+14.0%/yr)FRST +60.6% (+4.9%/yr)CHMG compounded faster over this window

CHMG FRST

CHMG vs FRST: by the numbers

•CHMG is the larger company ($398M vs $387M market cap).
•FRST trades at the lower trailing earnings multiple (7.20 vs 11.90 P/E), one valuation lens rather than an overall verdict.
•CHMG converts more revenue to profit (24.21% vs 16.99% net margin).
•FRST grew revenue faster over the past five years (19.91% vs 9.02% CAGR).
•FRST pays the higher dividend yield (2.58% vs 1.68%).

Metrics side by side

Valuation

Metric	CHMG	FRST
P/E ratio	11.90	7.20
Forward P/E	10.88	11.18
PEG ratio	N/A	0.34
P/S ratio	2.87	1.24
P/B ratio	1.47	0.89

Profitability

Metric	CHMG	FRST
Operating margin	15.20%	21.59%
Net margin	24.21%	16.99%
ROE	12.41%	12.24%

Chemung Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Primis Financial Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CHMG	FRST
Dividend yield	1.68%	2.58%
Payout ratio	19.88%	18.52%

Growth (annualized)

Metric	CHMG	FRST
Revenue CAGR (5Y)	9.02%	19.91%
EPS CAGR (5Y)	-4.84%	21.00%
Total return CAGR (5Y)	15.25%	4.57%

Frequently asked

Which has the lower trailing P/E, CHMG or FRST?: FRST has the lower trailing P/E: CHMG trades at 11.90 and FRST at 7.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CHMG or FRST?: Over the past five years, FRST grew revenue faster — CHMG at a 9.02% CAGR versus FRST at 19.91%.
Does CHMG or FRST pay a bigger dividend?: CHMG yields 1.68% and FRST yields 2.58% based on trailing dividends and the latest price.
Is CHMG or FRST more profitable?: CHMG runs the higher net margin — CHMG at 24.21% versus FRST at 16.99%.
How have CHMG and FRST total returns compared?: Over the past 10 years, CHMG delivered 13.94% and FRST delivered 4.70% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CHMG analysis Full FRST analysis Interactive comparison tool

Dig into the metrics

Chemung Financial P/E ratio Primis Financial P/E ratio Chemung Financial dividend yield Primis Financial dividend yield Chemung Financial ROE Primis Financial ROE Chemung Financial operating margin Primis Financial operating margin Chemung Financial revenue growth Primis Financial revenue growth

Chemung Financial & Primis Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.