Cohen Circle Acquisition Corp. II (CCII) vs Chemung Financial Corporation (CHMG)

A side-by-side comparison of Cohen Circle Acquisition Corp. II and Chemung Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CCII vs CHMG

growth of $100 · dividends reinvested · last 1y
CCII +1.5% (+1.5%/yr)CHMG +80.2% (+80.2%/yr)CHMG compounded faster over this window
100120140160180Start $1002026$101$180
CCII CHMG

CCII vs CHMG: by the numbers

  • •CHMG is the larger company ($393M vs $357M market cap).
  • •CHMG trades at the lower trailing earnings multiple (11.76 vs 42.74 P/E), one valuation lens rather than an overall verdict.
  • •CHMG is profitable (24.21% net margin) while CCII runs a net loss (0.00%).
  • •CHMG pays a dividend (1.68% yield), while CCII has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCCIICHMG
P/E ratio42.7411.76
Forward P/EN/A10.75
P/S ratioN/A2.84
P/B ratio1.411.46

Profitability

MetricCCIICHMG
Gross margin0.00%N/A
Operating margin0.00%15.20%
Net margin0.00%24.21%
ROE3.26%12.41%
ROIC-0.52%N/A

Chemung Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCCIICHMG
Dividend yieldN/A1.68%
Payout ratioN/A19.88%

Growth (annualized)

MetricCCIICHMG
Revenue CAGR (5Y)N/A9.02%
EPS CAGR (5Y)N/A-4.84%
Total return CAGR (5Y)N/A15.25%

Frequently asked

Which has the lower trailing P/E, CCII or CHMG?
CHMG has the lower trailing P/E: CCII trades at 42.74 and CHMG at 11.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does CCII or CHMG pay a bigger dividend?
CHMG pays a dividend (1.68% yield), while CCII has no payments in the available dividend history.
Is CCII or CHMG more profitable?
CHMG runs the higher net margin — CCII at 0.00% versus CHMG at 24.21%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.