Commerce Bancshares, Inc. (CBSH) vs Oxford Lane Capital Corp. 7.95% Notes due 2032 (OXLCG)

A side-by-side comparison of Commerce Bancshares, Inc. and Oxford Lane Capital Corp. 7.95% Notes due 2032 across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CBSH vs OXLCG

growth of $100 · dividends reinvested · last 2y
CBSH -7.9% (-4.0%/yr)OXLCG +15.1% (+7.3%/yr)OXLCG compounded faster over this window
8090100110Start $1002026$92$115
CBSH OXLCG

CBSH vs OXLCG: by the numbers

  • •OXLCG is the larger company ($8.35B vs $7.99B market cap).
  • •CBSH is profitable (26.90% net margin) while OXLCG runs a net loss (-149.35%).
  • •OXLCG grew revenue faster over the past five years (46.40% vs 8.34% CAGR).
  • •OXLCG pays the higher dividend yield (8.01% vs 1.99%).

Metrics side by side

Valuation

MetricCBSHOXLCG
P/E ratio13.33N/A
Forward P/E12.936.35
PEG ratio1.18N/A
P/S ratio3.68N/A
P/B ratio1.838.10

Profitability

MetricCBSHOXLCG
Gross marginN/A68.25%
Operating margin35.00%-135.44%
Net margin26.90%-149.35%
ROE13.39%-56.75%

Commerce Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCBSHOXLCG
Dividend yield1.99%8.01%
Payout ratio26.76%N/A

Growth (annualized)

MetricCBSHOXLCG
Revenue CAGR (5Y)8.34%46.40%
EPS CAGR (5Y)11.29%N/A
Total return CAGR (5Y)1.78%N/A

Frequently asked

Which has grown faster, CBSH or OXLCG?
Over the past five years, OXLCG grew revenue faster — CBSH at a 8.34% CAGR versus OXLCG at 46.40%.
Does CBSH or OXLCG pay a bigger dividend?
CBSH yields 1.99% and OXLCG yields 8.01% based on trailing dividends and the latest price.
Is CBSH or OXLCG more profitable?
CBSH runs the higher net margin — CBSH at 26.90% versus OXLCG at -149.35%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.