Capital Bancorp, Inc. (CBNK) vs West Coast Community Bancorp (WCCB)
A side-by-side comparison of Capital Bancorp, Inc. and West Coast Community Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBNK vs WCCB
growth of $100 · dividends reinvested · last 8yCBNK vs WCCB: by the numbers
- •CBNK is the larger company ($645M vs $643M market cap).
- •CBNK trades at the lower trailing earnings multiple (11.64 vs 12.13 P/E), one valuation lens rather than an overall verdict.
- •WCCB converts more revenue to profit (29.87% vs 19.26% net margin).
- •WCCB grew revenue faster over the past five years (22.47% vs 10.99% CAGR).
- •WCCB pays the higher dividend yield (1.53% vs 1.25%).
Metrics side by side
Valuation
| Metric | CBNK | WCCB |
|---|---|---|
| P/E ratio | 11.64 | 12.13 |
| Forward P/E | 11.38 | 11.44 |
| PEG ratio | 0.92 | 0.67 |
| P/S ratio | 2.20 | 3.62 |
| P/B ratio | 1.53 | 1.61 |
Profitability
| Metric | CBNK | WCCB |
|---|---|---|
| Operating margin | 15.76% | 41.53% |
| Net margin | 19.26% | 29.87% |
| ROE | 13.35% | 13.30% |
Capital Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
West Coast Community Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBNK | WCCB |
|---|---|---|
| Dividend yield | 1.25% | 1.53% |
| Payout ratio | 14.71% | 18.65% |
Growth (annualized)
| Metric | CBNK | WCCB |
|---|---|---|
| Revenue CAGR (5Y) | 10.99% | 22.47% |
| EPS CAGR (5Y) | 13.03% | 18.37% |
| Total return CAGR (5Y) | 11.49% | 40.82% |
Frequently asked
- Which has the lower trailing P/E, CBNK or WCCB?
- CBNK has the lower trailing P/E: CBNK trades at 11.64 and WCCB at 12.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CBNK or WCCB?
- Over the past five years, WCCB grew revenue faster — CBNK at a 10.99% CAGR versus WCCB at 22.47%.
- Does CBNK or WCCB pay a bigger dividend?
- CBNK yields 1.25% and WCCB yields 1.53% based on trailing dividends and the latest price.
- Is CBNK or WCCB more profitable?
- WCCB runs the higher net margin — CBNK at 19.26% versus WCCB at 29.87%.
- How have CBNK and WCCB total returns compared?
- Over the past 5 years, CBNK delivered 11.49% and WCCB delivered 40.82% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital Bancorp & West Coast Community Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.