Citigroup Inc. (C) vs Oracle Corporation (ORCL)
A side-by-side comparison of Citigroup Inc. and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: C is classified in Financial Services; ORCL is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
C
Citigroup Inc.
$132.49Financial ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
ORCL
Oracle Corporation
$119.99TechnologyDelayed quote: Jul 28, 2026, 3:59 PM EDT
Total return — C vs ORCL
growth of $100 · dividends reinvested · last 30yC +152.3%ORCL +3573.7%ORCL compounded faster
Log scale — wide-divergence pair
C ORCL
C vs ORCL: by the numbers
- •ORCL is the larger company ($345.63B vs $227.21B market cap).
- •C trades at the lower trailing earnings multiple (14.37 vs 20.57 P/E), one valuation lens rather than an overall verdict.
- •ORCL converts more revenue to profit (25.37% vs 11.59% net margin).
- •C grew revenue faster over the past five years (13.75% vs 10.72% CAGR).
- •C pays the higher dividend yield (1.80% vs 1.67%).
Metrics side by side
Valuation
| Metric | C | ORCL |
|---|---|---|
| P/E ratio | 14.37 | 20.57 |
| Forward P/E | 11.92 | 16.01 |
| P/S ratio | 1.50 | 5.19 |
| P/B ratio | 1.09 | 8.22 |
| PEG ratio | 0.81 | 1.26 |
| EV / EBITDA | N/A | 16.52 |
Profitability
| Metric | C | ORCL |
|---|---|---|
| Gross margin | 44.55% | 65.81% |
| Operating margin | 16.09% | 30.85% |
| Net margin | 11.59% | 25.37% |
| ROE | 8.40% | 40.20% |
| ROIC | 0.95% | 7.99% |
Dividends
| Metric | C | ORCL |
|---|---|---|
| Dividend yield | 1.80% | 1.67% |
| Payout ratio | 33.20% | 33.67% |
Growth (annualized)
| Metric | C | ORCL |
|---|---|---|
| Revenue CAGR (5Y) | 13.75% | 10.72% |
| EPS CAGR (5Y) | 8.77% | 4.93% |
| FCF CAGR (5Y) | N/A | -13.18% |
| Total return CAGR (5Y) | 18.16% | 7.88% |
Frequently asked
- Which has the lower trailing P/E, C or ORCL?
- C has the lower trailing P/E: C trades at 14.37 and ORCL at 20.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, C or ORCL?
- Over the past five years, C grew revenue faster — C at a 13.75% CAGR versus ORCL at 10.72%.
- Does C or ORCL pay a bigger dividend?
- C yields 1.80% and ORCL yields 1.67% based on trailing dividends and the latest price.
- Is C or ORCL more profitable?
- ORCL runs the higher net margin — C at 11.59% versus ORCL at 25.37%.
- How have C and ORCL total returns compared?
- Over the past 10 years, C delivered 14.95% and ORCL delivered 13.02% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Citigroup P/E ratioOracle P/E ratioCitigroup dividend yieldOracle dividend yieldCitigroup ROEOracle ROECitigroup operating marginOracle operating marginCitigroup revenue growthOracle revenue growthCitigroup free cash flowOracle free cash flow
Citigroup & Oracle appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.