Broadway Financial Corp. (BYFC) vs Pathfinder Bancorp, Inc. (PBHC)
A side-by-side comparison of Broadway Financial Corp. and Pathfinder Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BYFC vs PBHC
growth of $100 · dividends reinvested · last 10yBYFC vs PBHC: by the numbers
- •BYFC is the larger company ($108M vs $106M market cap).
- •Both run net losses; PBHC's is the smaller (-1.70% vs -29.33% net margin).
- •BYFC grew revenue faster over the past five years (25.77% vs 9.79% CAGR).
- •PBHC pays a dividend (2.29% yield), while BYFC is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | BYFC | PBHC |
|---|---|---|
| P/S ratio | 1.56 | 1.34 |
| P/B ratio | 0.96 | 0.84 |
Profitability
| Metric | BYFC | PBHC |
|---|---|---|
| Operating margin | -38.82% | -2.09% |
| Net margin | -29.33% | -1.70% |
| ROE | -7.74% | -1.07% |
Broadway Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Pathfinder Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BYFC | PBHC |
|---|---|---|
| Dividend yield | N/A | 2.29% |
Growth (annualized)
| Metric | BYFC | PBHC |
|---|---|---|
| Revenue CAGR (5Y) | 25.77% | 9.79% |
| Total return CAGR (5Y) | -14.58% | 3.32% |
Frequently asked
- Which has grown faster, BYFC or PBHC?
- Over the past five years, BYFC grew revenue faster — BYFC at a 25.77% CAGR versus PBHC at 9.79%.
- Does BYFC or PBHC pay a bigger dividend?
- PBHC pays a dividend (2.29% yield), while BYFC is a former payer with no current dividend run rate.
- How have BYFC and PBHC total returns compared?
- Over the past 10 years, BYFC delivered -1.51% and PBHC delivered 5.48% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Broadway Financial & Pathfinder Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.