BV Financial, Inc. (BVFL) vs SB Financial Group, Inc. (SBFG)
A side-by-side comparison of BV Financial, Inc. and SB Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BVFL vs SBFG
growth of $100 · dividends reinvested · last 10yBVFL vs SBFG: by the numbers
- •BVFL is the larger company ($186M vs $185M market cap).
- •SBFG trades at the lower trailing earnings multiple (11.00 vs 14.53 P/E), one valuation lens rather than an overall verdict.
- •BVFL converts more revenue to profit (25.27% vs 17.67% net margin).
- •BVFL grew revenue faster over the past five years (13.40% vs 3.72% CAGR).
- •SBFG pays a dividend (2.12% yield), while BVFL is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | BVFL | SBFG |
|---|---|---|
| P/E ratio | 14.53 | 11.00 |
| Forward P/E | N/A | 11.52 |
| PEG ratio | 2.43 | 3.43 |
| P/S ratio | 3.60 | 1.95 |
| P/B ratio | 1.02 | 1.26 |
Profitability
| Metric | BVFL | SBFG |
|---|---|---|
| Operating margin | 32.05% | 21.85% |
| Net margin | 25.27% | 17.67% |
| ROE | 7.14% | 11.42% |
BV Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
SB Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BVFL | SBFG |
|---|---|---|
| Dividend yield | N/A | 2.12% |
| Payout ratio | N/A | 23.51% |
Growth (annualized)
| Metric | BVFL | SBFG |
|---|---|---|
| Revenue CAGR (5Y) | 13.40% | 3.72% |
| EPS CAGR (5Y) | 5.92% | 3.21% |
| Total return CAGR (5Y) | 1.43% | 14.08% |
Frequently asked
- Which has the lower trailing P/E, BVFL or SBFG?
- SBFG has the lower trailing P/E: BVFL trades at 14.53 and SBFG at 11.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BVFL or SBFG?
- Over the past five years, BVFL grew revenue faster — BVFL at a 13.40% CAGR versus SBFG at 3.72%.
- Does BVFL or SBFG pay a bigger dividend?
- SBFG pays a dividend (2.12% yield), while BVFL is a former payer with no current dividend run rate.
- Is BVFL or SBFG more profitable?
- BVFL runs the higher net margin — BVFL at 25.27% versus SBFG at 17.67%.
- How have BVFL and SBFG total returns compared?
- Over the past 10 years, BVFL delivered 12.96% and SBFG delivered 11.88% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BV Financial & SB Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.