Bentley Systems, Incorporated (BSY) vs Chime Financial, Inc. Class A Common Stock (CHYM)
A side-by-side comparison of Bentley Systems, Incorporated and Chime Financial, Inc. Class A Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 5, 2026. Differences are shown without an overall score or investment verdict.
BSY
Bentley Systems, Incorporated
$34.75TechnologyDelayed quote: Oct 5, 2026, 4:00 PM EDT
CHYM
Chime Financial, Inc. Class A Common Stock
$28.29TechnologyDelayed quote: Oct 5, 2026, 4:00 PM EDT
Total return — BSY vs CHYM
growth of $100 · dividends reinvested · last 1yBSY -27.4% (-27.4%/yr)CHYM -23.8% (-23.8%/yr)CHYM compounded faster over this window
BSY CHYM
BSY vs CHYM: by the numbers
- •CHYM is the larger company ($10.78B vs $10.16B market cap).
- •BSY is profitable (18.10% net margin) while CHYM runs a net loss (-0.77%).
- •BSY pays a dividend (0.81% yield), while CHYM has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BSY | CHYM |
|---|---|---|
| P/E ratio | 38.61 | N/A |
| Forward P/E | 24.79 | 61.73 |
| PEG ratio | 2.55 | N/A |
| P/S ratio | 6.34 | 4.56 |
| P/B ratio | 8.45 | 7.67 |
| EV / EBITDA | 24.14 | N/A |
| FCF yield | 4.91% | 2.88% |
Profitability
| Metric | BSY | CHYM |
|---|---|---|
| Gross margin | 81.84% | 87.26% |
| Operating margin | 23.59% | -47.56% |
| Net margin | 18.10% | -0.77% |
| ROE | 24.12% | -1.30% |
| ROIC | 11.28% | -2.57% |
Dividends
| Metric | BSY | CHYM |
|---|---|---|
| Dividend yield | 0.81% | N/A |
| Payout ratio | 31.11% | N/A |
Growth (annualized)
| Metric | BSY | CHYM |
|---|---|---|
| Revenue CAGR (5Y) | 13.03% | N/A |
| EPS CAGR (5Y) | 14.87% | N/A |
| FCF CAGR (5Y) | 13.91% | N/A |
| Total return CAGR (5Y) | -9.51% | N/A |
Frequently asked
- Does BSY or CHYM pay a bigger dividend?
- BSY pays a dividend (0.81% yield), while CHYM has no payments in the available dividend history.
- Is BSY or CHYM more profitable?
- BSY runs the higher net margin — BSY at 18.10% versus CHYM at -0.77%.
Go deeper
Dig into the metrics
Bentley Systems P/E ratioBentley Systems dividend yieldBentley Systems ROEChime Financial, Inc. Class A Common Stock ROEBentley Systems operating marginChime Financial, Inc. Class A Common Stock operating marginBentley Systems revenue growthChime Financial, Inc. Class A Common Stock revenue growthBentley Systems free cash flowChime Financial, Inc. Class A Common Stock free cash flow
Bentley Systems & Chime Financial, Inc. Class A Common Stock appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 5, 2026.