Bank7 Corp. (BSVN) vs ChoiceOne Financial Services, Inc. (COFS)
A side-by-side comparison of Bank7 Corp. and ChoiceOne Financial Services, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BSVN vs COFS
growth of $100 · dividends reinvested · last 8yBSVN vs COFS: by the numbers
- •BSVN is the larger company ($532M vs $496M market cap).
- •COFS trades at the lower trailing earnings multiple (9.13 vs 12.78 P/E), one valuation lens rather than an overall verdict.
- •BSVN converts more revenue to profit (31.03% vs 29.96% net margin).
- •BSVN grew revenue faster over the past five years (19.37% vs 16.92% CAGR).
- •COFS pays the higher dividend yield (3.51% vs 1.94%).
Metrics side by side
Valuation
| Metric | BSVN | COFS |
|---|---|---|
| P/E ratio | 12.78 | 9.13 |
| Forward P/E | 12.57 | 8.96 |
| PEG ratio | 0.75 | N/A |
| P/S ratio | 3.93 | 2.71 |
| P/B ratio | 2.00 | 1.03 |
Profitability
| Metric | BSVN | COFS |
|---|---|---|
| Operating margin | 41.46% | 19.22% |
| Net margin | 31.03% | 29.96% |
| ROE | 15.76% | 11.34% |
Bank7 Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
ChoiceOne Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BSVN | COFS |
|---|---|---|
| Dividend yield | 1.94% | 3.51% |
| Payout ratio | 24.71% | 31.96% |
Growth (annualized)
| Metric | BSVN | COFS |
|---|---|---|
| Revenue CAGR (5Y) | 19.37% | 16.92% |
| EPS CAGR (5Y) | 17.34% | -0.58% |
| Total return CAGR (5Y) | 24.67% | 10.47% |
Frequently asked
- Which has the lower trailing P/E, BSVN or COFS?
- COFS has the lower trailing P/E: BSVN trades at 12.78 and COFS at 9.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BSVN or COFS?
- Over the past five years, BSVN grew revenue faster — BSVN at a 19.37% CAGR versus COFS at 16.92%.
- Does BSVN or COFS pay a bigger dividend?
- BSVN yields 1.94% and COFS yields 3.51% based on trailing dividends and the latest price.
- Is BSVN or COFS more profitable?
- BSVN runs the higher net margin — BSVN at 31.03% versus COFS at 29.96%.
- How have BSVN and COFS total returns compared?
- Over the past 5 years, BSVN delivered 24.67% and COFS delivered 10.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank7 & ChoiceOne Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.